Ninah's Blog
News, events, stories, info, tips, and advice about real estate in Ridgway, Colorado and surrounding San Juan Mountain communities of the Colorado Western Slope.
ARCHIVED BLOG POSTS
2014
2
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One of the most misunderstood aspects of buying a home is whether the the real estate agent REALLY represents you, the home buyer? Yes, you do have the right to ask an agent to solely represent you. In fact, some real estate brokers may require that they be your exclusive agent. Here are some FAQ...
11/06/2014
At what stage does a borrower for a home loan receive an unconditional final loan approval. All loans, even after final approval are subject to certain conditions being satisfied before the loan is cleared to close and fund, which normally does not happen until the time of closing. The bigger c...
11/05/2014
Have you ever received an interest rate quote or seen a published rate on the Internet only to find out later that you’re not offered the same rate when you go through the loan application process? That’s because there are many variables in determining rates for individual buyers and the rate you...
11/03/2014
I recently read an article, written by another real estate agent, about why some real estate agents have a stellar reputation and why some cannot be trusted. And, this applies to how other real estate agents and the general public perceives them. I wanted to share with several of the possible rea...
11/01/2014
What a borrower actually earns and what will be used to qualify him or her for a particular loan are not necessarily the same. This is because in addition to calculating how much, the borrower's income must be deemed to be predictable and stable. The W-2 Wage Earner. The easy case is the W-2 wage...
11/01/2014
Rainmaker
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Ninah Hunter
Independent Broker, REALTOR®