financing: 5 Credit Myths That May Bite You In The Butt - 02/19/16 04:28 AM
There are many myths and misconceptions about credit, which, unfortunately, too many of my prospective borrowers looking to by a home in the Montrose, Colorado area learn about the hard way--at the time they apply for a loan.  Below are 5 of the most common myths I see.
Myth No. 1.  Having no debts or credit cards makes me creditworthy.  
This is certainly one of the most prevalent.  I see it often with borrowers who went through a financial crises, such as bankruptcy or foreclosure, or who deal in cash because of their cultural upbringing.  The problem with this when you need a … (3 comments)

financing: Springtime in Montrose, finally! - 05/19/08 01:21 PM
As is all too common, I let work and life's distractions pull me away from posting to this blog recently, for which I apologize, but I'm back with renewed commitment and enthusiasm.  Just to catch you up on what's been happening with me, in March, I made a very typical Coloradan escape during the "mud months" to La Paz, Baja California, Mexico.  The primary purpose was to attend a wedding, where many dear friends from San Diego gathered for the affair, so it was a wonderful reunion, as well.  La Paz was marvelous, friendly, beautiful, great weather, good food, and relaxing.  … (3 comments)