buyers tips: Cost Versus Worth: Real Estate Commissions or 10 Reasons Why a Great Agent Is Good For Your Bottom Line - 03/17/11 03:33 AM
Real estate commissions loom large in the eyes of most sellers.  I know, I sold six single family homes before I became a real estate agent.  I must admit back in my pre-agent days I questioned the value of paying an agent I rarely saw and seldom communicated with such a large portion of the profit from the sale.  Honestly, I do not even remember the name of five of my past agents.  It was not until I met Pat that I realized what a great agent is worth--not what she costs, but the amount of value she brings to the … (18 comments)

buyers tips: The Views of Palos Verdes--a Home With a View for You - 03/08/11 10:42 AM
The Palos Verdes Peninsula is graced with some of the most spectacular views in Southern California.  A home with a view is often high on the priority list of prospective buyers. Palos Verdes has many views ranging from ocean views, Catalina Island views, LA Harbor views, canyon and tree views, city views, the "Queen's Necklace" view of the Beach Cities and more. 
Find our latest PV views on Facebook - Palos Verdes View Photo Album
 
Palos Verdes Estates
Palos Verdes Beach Club - PVE
Lunada Bay - PVE
"The Queen's Necklace" view - PVE looking at the beach cities.

(2 comments)

buyers tips: A Good Agent Opens Doors and So Much More - 11/22/10 09:11 AM
The down payment is in the bank, interest rates are inviting and you have spent countless hours surfing the Internet sites looking for a home.  Maybe you've even made a list and starred the ones that will held open on the weekend.  Chances are there will be some on the list that will not be open, but you want to see them too. So what's a buyer to do?
 
I'm a fan of open houses so I love it when prospective buyers find my open house (and I work very hard both online and offline to make sure they find it) … (14 comments)

buyers tips: Take Another Look Before You Buy -- View the Neighborhood After Dark - 11/17/10 01:12 AM
Darkness hides much, but it also reveals a side of the neighborhood you may not notice in the light of day.  It is advisable to view the neighborhood at night to access the "night life" in the area you plan to purchase.
 
The view may appear totally different at night.  The Palos Verdes Peninsula has a variety of views and they add much value to the property; they can also appear very different under the cloak of night.  The ocean view that is mesmerizing by day may be a blank canvas by night.  The twinkling city lights by night may reveal an industrial … (10 comments)

buyers tips: Buyers are Panning for Gold in the Housing Market - 03/14/10 04:38 AM
The current real estate market is a bit puzzling.  Some new listings grow old and stale waiting for the right buyer to come along.  Other new listings are sold in a multiple offer feeding frenzy.  If the price is not way out of line, and the conditions are similar then why is one seller able to attract many buyers and the other seller is left with none?
 
My local explanation is location and view.  Buyers are cherry picking the best of the housing fruit and leaving the rest to, for lack of a better term, rot on the MLS.  Recently a … (5 comments)

buyers tips: Searching Through Cyberspace for a Place to Call Home - 01/23/10 08:33 AM
A few years ago when the real estate market was sizzling hot, buyers were happy to find a house they could afford, and with prices spiraling upward, almost any house would do.

Today, buyers have many choices, and it can be overwhelming to sift through the plethora of properties available.

Here are my Simple Steps for Success:

First, meet with a professional and determine what you can afford, and whether you need to sell your current home before you purchase a new one. Your lender of choice will give you a pre-approval letter stating you are qualified … (0 comments)

buyers tips: Hunting Down the House For You - 11/21/09 04:04 AM
How can you find the best buys in any market?  Sometimes they stand out like a sore thumb and other times they are sleepers concealed by neglect, atrocious decorating and deferred maintenance.  Often buyers simply never see them.  If Fido is yelping in the backyard and there is no lockbox on the front door (or nearby) it soon becomes classified as difficult to show.  Even if it is an outstanding buy for one reason or another many prospective buyers may never see it.  There are too many obstacles between you and the interior.
It all begins with price.  Everyone has a budget. However, do … (5 comments)

buyers tips: Are They Buying What You're Selling? - 05/29/09 04:27 AM
The June 2009 real estate scene is still no summer picnic, but sellers are more realistic with their expectations and prices.  One battle won!  After maneuvering this market for a couple years prospective homeowners now know a buyer's market does not mean sellers are giving property away; it does mean there are buying opportunities not present a few years ago.  In short, buyers and sellers are moving closer together. 
 
A short bridge is easier to build than a long one; it takes less time and energy too.  I've seen the battle fatigue in sellers, buyers and agents (present company included).  I've seen, and presented, offers with such … (6 comments)

buyers tips: Pass the Peace Pipe Negotiation Tactics - 05/05/09 05:48 AM
The mini wars of real estate negotiations often resemble the big wars of mankind; there are two sides each fighting for the outcome they believe is right and fair--and most beneficial to them.  Disputes over territories often result in power struggles; transfers of property are filled with similar nuances.  Do you have to engage in battle to win the war, or is there a peaceful approach to this exchange of cash for keys?
Begin with the end in mind.  One party wants to sell and the other party wants to buy. This is a wonderful beginning and should be viewed as an … (6 comments)

buyers tips: $10,000 or $8000 Tax Credit? Some Buyers Can Take Both - 04/25/09 07:16 AM
Last night as I listened to the local news I heard a reporter make two errors as he spoke about the housing market.  First, he reported you need 3% down when obtaining your FHA loan.  Wrong, it is now 3.5%.  Secondly, he said the $10,000 tax credit restricts income to $75,000 for an individual or $150,000 for a married couple and it only applies to 1st time homebuyers.  Actually, the $10,000 credit applies to California new construction and is not restricted by income or to 1st time buyers.  Time limits and other restrictions do apply.
 
In California, there are two … (2 comments)

buyers tips: Insider Tips on How to Survive the House Hunting Season - Norma Toering REMAX Palos Verdes - 04/15/09 04:01 AM
Some prospective buyers enjoy the thrill of the unassisted house hunt.  It is their sport of choice for a Sunday afternoon.  They plan and plot their route with the closest attention to details.  They check the Internet sites for advertised open houses, pour over newspaper ads, route their chosen path and wait for the appointed hour the doors will open.  Armed with a full tank of gas and a GPS the adventure begins.
There is something primal about the hunt for shelter.  The drive is strong and hopes are high.  I know, I've been on a few of those hunts myself. In my pre-real estate … (2 comments)

buyers tips: Spilling the Secret of How Real Estate Really Works - Norma Toering REMAX Palos Verdes - 03/28/09 04:15 AM
Yesterday a co-worker called me to vent.  It seems she showed an out-of-town couple thirty houses in three days, took them to meet with a lender and facilitated return visits to the top choice homes.  She arranged for a builder friend to meet with them and discuss possible remodeling projects, and in general did everything possible to help them make the most of their short visit from another state.  On their way out of town they called her to say they leased a house in their friend's neighborhood, and used the listing agent to write up the lease (and take the commission), not … (10 comments)

buyers tips: Want a Foreclosure? Get in Line! - Norma Toering REMAX Palos Verdes Realty - 03/18/09 01:11 AM
I did not want to make the call---again, but I had to do it.  My first time buyer is in the middle of another multiple offer situation.  Last time, there were only four offers. My buyer was not the lucky one, so we looked at twelve more properties and moved on by writing an over asking price offer.
It is a bank-owned beauty.  Yesterday I received notice to respond with the buyer's best offer because the bank will only respond to the best of the fifteen offers---yes, fifteen!
I called Miss Buyer and we increased the offer and crossed our fingers.  We're … (10 comments)

buyers tips: Whose Market Is This, Anyway? - Norma Toering RE/MAX Palos Verdes - 02/24/09 03:57 PM
Isn't this a buyers market? Are sellers giving their properties away? Good questions.
I like my clients and customers to be informed, and I work very hard to make sure they have up-to-date information on the real estate market. Sharing my "insider secrets" is one of the perks of working with an agent who is a bit of a statistic fanatic. Blame the statistics course I took in college, but those numbers do tell the story--sometimes more than one story.

Take today. I passed along to a buyer the "insider news" that some homes under $1,000,000 in Palos Verdes are … (5 comments)

buyers tips: Before You Buy - 11/15/08 04:59 AM
 
Your down payment of 20% is in the bank for that million-dollar home you want to buy in Palos Verdes.  Congratulations, but there is still work to be done before you start shopping:
 
Know the Score:  If you're not already familiar with your credit score, find out what your number is.  If it's below 700 spend a few months pumping it upward.   If necessary, there are professionals who can help you clean it up.
 
They've Got Your Number:  One of the first things a lender will do when you apply for a loan is run your credit score.  … (0 comments)

buyers tips: Searching Through Cyberspace for a Place to Call Home - 07/24/08 10:11 AM
 
 
A few years ago when the real estate market was sizzling hot, buyers were happy to find a house they could afford, and with prices spiraling upward, almost any house would do.  
 
 Today, buyers have many choices, and it can be overwhelming to sift through the plethora of properties available.
 
Here are my Simple Steps for Success:
  
First, meet with a professional and determine what you can afford, and whether you need to sell your current home before you purchase a new one.  Your lender of choice will give you a pre-approval letter stating you are … (5 comments)

 
Norma Toering  Broker for Palos Verdes and Beach Cities,  Palos Verdes Luxury Homes in L.A.  (Charlemagne International Properties)

Norma Toering Broker for Palos Verdes and Beach Cities

Palos Verdes Luxury Homes in L.A.

Rancho Palos Verdes, CA

More about me…

Charlemagne International Properties

Address: Charlemagne International Properties, 609 Deep Valley Drive, Suite 200, Rolling Hills Estates, California, 90274

Office: (310) 493-8333

Mobile: (310) 493-8333

Email Me

I am a California real estate Broker-owner. Tune in for Best Buys in Palos Verdes; Market Updates; Buy & Sell Signals; Advice to Buyers & Sellers and other real estate related topics of interest. Updates will be posted on all four cities on the Palos Verdes Peninsula, PV School District and other happenings on The Hill.

South Bay Los Angeles cities I sell real estate in: Palos Verdes Estates, Rolling Hills, Rolling Hills Estates, Rancho Palos Verdes, San Pedro, Long Beach, Torrance, Lomita, Redondo Beach, Hermosa Beach and Manhattan Beach.

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