credit score improvement: TOP 5 WAYS TO ESTABLISH PERSONAL CREDIT
- 06/20/17 10:27 AM
How To Build Diversified Personal Credit ProfilesIt is extremely important to understand the credit scoring landscape in order to have the most opportunity to achieve financial success and freedom. In the credit and lending sphere, your credit profile/score is a direct reflection of your creditworthiness. Typically, it is difficult to attain a line of credit or a loan offering the best pricing without establishing a robust credit profile, first. Those with limited credit, who do gain approval for a credit card or loan, will find themselves paying much higher rates and pricing due to their greater risk of default. But how do you (2 comments)
credit score improvement: What Christmas Credit Score Wishes Came True in 2015?
- 12/29/15 04:58 AM
Recently I read an article about Christmas wishes that championed the free monthly offering of "FICO" scores by various credit card companies. The writer was excited that in 2015 "FICO" scores were being provided to credit card holders by most creditors. It seems as though the writer assumes that this is a good thing and will help bring clarity to consumers but when you take a closer look is this really the case? The majority of credit card companies now offer a free “FICO” score once a month. Many assume there is one version of the "FICO" score and do not realize (4 comments)