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Naturally, if you’re paying 5% for your mortgage and you can refinance at 4%, you’re gonna do it. Although cutting your monthly payment remains an prime motivation, there are at least five other reasons people often consider a mortgage refinance. 1. Change your mortgage term If you decrease the t...
As a mortgage lender I have come to realize that people do not WANT a mortgage. In fact they work hard for 30 years to rid any they may have. What people WANT is a home, and just need a mortgage to satisfy that want. It is with this understanding that I have decided to learn all I can about m...