crossville: Best Auto Detailing and Car Wash in Crossville, Tennessee - 06/27/13 02:06 AM
I am happy to recommend "Downtown Auto Detail" to anyone in Crossville, TN that is looking for a good auto detailing shop in Crossville TN. They do much more than just wash cars, although to do a great job washing cars as well.
I was very happy with the service that I received when I had my car detailed last week.  My vehicle had gotten in pretty bad shape from a trip with my family and the kids eating and spilling food in my car. I brought it to Downtown Auto and they were able to get my car cleaner than … (1 comments)

crossville: USDA Rural Development Success in Cookeville, TN - 02/08/13 06:35 AM
USDA Rural Development helps another Cookeville Tennessee Family get their dream home.
"Bill and Mary Ann your persistance and dedication has made a family dream come true.  Thank the both of you for being patient with us and for believing 'Yes We Can'.  Be Blessed"
It feels great to get notes like the one above from a family that is happy to be moving into their new home.  We knew from the beginning that it was going to be difficult to get the loan approved.  Yet, knowing the guidelines and how the USDA office was going to look at the … (1 comments)

crossville: Holiday Drive, Crossville, TN Executive Lake Front Home Holiday Hills - 05/09/12 07:05 AM
 Holiday Drive, Crossville TN 38555
Great Executive Lake Home now available in Holiday Hills Subdivision.  Enjoy beautiful Lake Holiday from the deck of your new Luxury Lakefront Home.Congratulations you can stop looking for your new Home on the Lake.  This wonderful executive lake home can now be yours in Holiday Hills, Crossville Tennessee

crossville: Buying a home after a Bankruptcy, Knoxville Loan Program for those with Chapter 13, Bad Credit - 06/27/11 04:48 AM
Can I buy a home in Knoxville, Tennessee after filing bankrupcy?

Yes, You can buy a home after a Bankruptcy
While most people assume that it takes years following the discharge of a bankruptcy to qualify for a new home, they are only partially correct.  Most loan programs do require you to wait 3-5 years after a bankruptcy to purchase a new home, there is one program that has maintained its that will allow you purchase a new home one day out of bankruptcy.  In fact, it even allows some to purchase a home while still in bankruptcy.
The FHA … (0 comments)

crossville: Retire to East Tennessee, Crossville and Cumberland County - 10/20/10 05:10 PM
Welcome to our world on the beautiful Cumberland Plateau in Eastern Tennessee
Most retirement guides consistently rank Crossville Tennessee, Fairfield Glade Tennessee,  East Tennessee and Tennessee's Cumberland Plateau, among their lists  in the "Best place to retire" arena . Referred to as "the best-kept secret in Tennessee", the Plateau provides a mild 4-season climate, fresh mountain air, and abundant natural beauty. Besides  the great natural resources, you'll be delighted to discover the leisurely lifestyle and year round activities and very affordable housing, in fact many people moving here say that their new house payment is less than their property taxes in their … (2 comments)

crossville: Act Now: Low Rates in Crossville, Tennessee - 09/01/10 04:53 AM
There has never been a better time to puchase a home in Crossville, Tennessee.  Hisotoric low mortgage rates and low home prices have made homes much more affordable in Crossville and through out the state of Tennessee.
Rural Development is now once again funding home loans and buyers are able to purchase their new home without having to have a down payment.  In fact the USDA program allows the sellers to also pay all of the buyers closing costs.  A buyer can buy a home without bringing any money to the closing table.
Call Network Funding  today at 866 435 6553 … (0 comments)

crossville: DU Refinance Plus - 08/10/10 07:30 AM
Many home homeowners find themselves in a situation that prevents them from refinancing their home loan and taking advantage of the very low mortgage rates that are currently available.
The problem is that their home has lost so much value in the last few years that while they were able to secure financing when it appraised for more, they cannot qualify for a refinance at the current value.
As part of the Making Home Affordable Prgram, the Home Affordable Refinance Program or HARP, Fannie Mae wishes to make low cost home loan refinancing available to  home owners that have shown responsibilty … (1 comments)

crossville: Changes in FHA Mortgage Insurance Costs - 08/06/10 06:56 AM
This week congress passed HR 5981 which grants FHA the power to adjust the mortgage insurance rate from current cap of .55% to 1.55%
According to communication sent out earlier this week by FHA Commissioner David Stevens, the initial adjustment will to raise the preimium from the current .55% to .85%-.90%.  This will make the mortgage payment, before escrows, on a $150,000 purchase $853.26 per month as opposed to $816.26 under the previous guidelines.
While this does increase the monthly expense by about $40 per month on our example above, there are some positives to the changes.  The first thing is … (1 comments)

crossville: Power of Using Referrals - 08/02/10 01:02 PM
Like any other industry, those of us have found other professionals that we are comfortable working with, those that we trust.  For real estate agents, lenders and title companies  it is critical to have a good working relationship to ensure a successful transaction for buyers and sellers.

Professionals that work together, usually prefer to continue working together in the future.  The also know that if they fail to live up to the expecation of the other professionals involved in the transaction and others lose trust in them and their word, they will not receive future referrals.
When one of … (1 comments)

crossville: Time to take advantage of LOW mortgage rates - 07/30/10 02:50 PM
No doubt you’ve heard that mortgage rates are low. They’re lower than they’ve ever been in history. The news is everywhere. Just check out some of these headlines from the last 24 hours: *
Mortgage rates set new lows for the sixth straight week (Reuters)
* Mortgage rates fall again; 30-year fixed at 4.54% (Wall Street Journal)
* Mortgage rates hit another low : 4.54% (NPR)
Fixed mortgage rates are now down more than 1/2 percent from the start of the year, and 3/4 percent from just 1 year ago. The drop has dramatically improved home affordability for home buyers in … (1 comments)

Bill McDonald, VA, USDA, FHA Government Loans - (865) 686-8711 (Van Dyk Mortgage ) Rainmaker large

Bill McDonald

VA, USDA, FHA Government Loans - (865) 686-8711

Knoxville, TN

More about me…

Van Dyk Mortgage

Address: 57 Maple Grove Dr , Ste 202, Crossville, TN, 38555

Office: (866) 435-6553

Fax: (866) 435-6552

Email Me





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