credit repair: Transition from NWBA to Karuna - 07/26/07 05:28 AM
I have become an independent agent now which means I have a little more flexibility in the kinds of services I can offer clients. While I am undergoing these changes, please be patient with me. I will now be operating under my business name, Karuna Financial Logistics Network.
I will still be using NWBA for the credit restoration of my clients.  They are the best in the business, after all.  In addition, I will soon be offering a variety of services to my clients that will help better their situations financially. All of you will remain in my network of service providers.  We have created … (0 comments)

credit repair: Why ALL Realtors and Mortgage Lenders need a professional Credit Restoration firm - 04/28/07 07:07 PM
The fact is that there are those people who come to you expecting a miracle.  They either don't have the income to support a mortgage, they are too deep in debt, or they just don't have good enough credit.  You look at them sadly and tell them that you are so sorry but it just isn't possible.  After all you can't work miracles.
Hello, NWBA is your miracle!  While we can do nothing for the people who don't make enough money, or those who are in debt up to their eyeballs, NWBA CAN HELP YOU QUALIFY THOSE WITH CREDIT ISSUES!  Professionals who … (0 comments)

credit repair: Why don't I use company names? - 04/22/07 04:21 AM
In a recent post I discussed Credit Restoration and stated that there are only three legitimate companies in the United States.  I have been asked a couple of questions about that comment that I feel need to be addressed.
 Question one: How do you determine who is a legitimate company?
This is a great question.  The Credit Repair Organizations Act is the ruling set of laws enforced by the FTC that governs how credit repair organizations operate.  The claim is based on how many NATIONAL companies (such as NWBA, Lexington Law, etc) are in COMPLETE compliance with the Act.  This figure does … (0 comments)

credit repair: The TRUTH about Credit Repair: Aren't They All Scams or Illegal? - 04/21/07 11:23 PM
This topic is a really hot one right now. People are falling victim to so many scam artists out there who are taking people's money and offering false hope.What is credit restoration? It is a means by which one can have negative information removed from one's credit file by using the 340 different laws contained in the Fair Credit Reporting Act (FCRA). If you know how to use and manipulate those laws, you can successfully remove any information from your credit report, even if it is legitimate. This is possible because of many factors, but chief amongst these is that there … (6 comments)

credit repair: What is Credit Restoration and Why Should I Have It Done? - 04/21/07 06:18 PM
Credit restoration is the process by which one can have negative, derogatory, outdated or incorrect information removed from one's credit report. This process is legal and even moral. While there are many scam artists out there who are purporting to be credit restoration specialists, in truth there are VERY few true professionals. Credit restoration should be used as one more tool in proper credit management. Not only will it help to ensure a respectable credit report, it can also offer another layer of scam protection.In most cases, one can perform what I call "credit maintenance" on their own. This involves cleaning … (1 comments)

credit repair: How do I know what is the best course of action for me when it comes to a bad credit report? - 04/21/07 06:16 PM
Let us assume for the sake of this article that you have bad credit. You have a couple of things in collection, a few charge offs, some late payments and a repossession for that washer and drier a few years back.But in the last couple of years things have finally started to go right for you and now you are in a position where you feel you can afford to buy a house. Life is good and you are determined to keep it good. So you get your free annual credit report to see how much longer you are going to … (0 comments)

 

Robert Rowe

Salem, OR

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Karuna Financial Logistics Network

Office: (971) 225-5718

Fax: (503) 365-7693



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