Tired of paying a mortgage size payment for rent every month? Are you ready to buy a home in central NJ, but not sure when is the right time. Did you know that homes have never been more affordable, historically speaking, than they are NOW? There two reasons for this, the prices of homes have dropped to the point where they can be afforded by the median household income (i.e. the affordability index is higher) and the mortgage interest rates are still historically low. While waiting for the home prices to fall even further may seem prudent (but currently not (0 comments)