Pacita's Quick Bytes of Real Estate

By
Real Estate Agent - Alain Pinel - BRE 01367196
A REALTOR's perspective on events that shape and affect the real estate market.

ARCHIVED BLOG POSTS

2015 

Many moons ago, and the first time I applied for a mortgage to buy a house, the rule I was told is that cost of housing shouldn't be more than 30% of my income. Another "rule" is that cost of housing to buy must not be more than 2.5 times my yearly income.  Seemed like good rules to me. And I fel...
01/22/2015
Many real estate agents don't do, have never done, and will never do floor time --- the real estate practice of assigning an agent to take care of people who walk in the office, or who call in for real estate questions.   Some think floor time is a waste of time.... But how much of a waste can it...
01/21/2015
I am engaged in a back-and-forth Facebook post about who caused the economic collapse --- which of course points to the housing bubble bursting. Yes, the market is recovering; and yes, there are many changes in lending. So hopefully, we won't ever have another crisis like that.  The discussion wa...
01/21/2015
The seller tried for years to refinance his property. However, his loan was sold to a loan servicing company. He was led to believe he can get his loan modified. The loan mod person told him to get a one-year lease from his tenants who were at that time on month-to-month. Big mistake!  The servic...
01/15/2015
There was a time when I religiously blogged about many things, and not always real estate related. However, in recent months, I practically dropped out of sight because taking care of my elderly parents became a priority.   Year 2011 was when things started to really go downhill for Mom who was h...
01/15/2015
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Pacita Dimacali

Alameda/Contra Costa Counties CA
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