homeowners insurance: Home Inventory the Easy Way!! This is a must read and must share post!!! - 08/25/10 04:17 AM
In the last few years we have seen it happen, the unforeseen events that lead to your home being destroyed. Whether by natural disaster, fire, burgularly or an accident....you could lose everything.  Some items in your home could never be replaced, for all the rest hopefully you have insurance.
If you lost everything would you be able to sit down AFTER the FACT and make a list of EVERYTHING in your home. Try as we might, I just don't think it's possible. Not to mention you will not be in your perfect state of mind. This is the reason it is so important … (61 comments)

homeowners insurance: Home Owners Insurance - Market Value or Replacement Value? - 04/16/10 01:45 PM
This has only been an important issue - However, in the past year it has become even more important with the amount of buyers purchasing foreclosed and distressed properties.
I DO NOT believe real estate agents should wear the hat of an insurance agent, but I do believe we should be educated in matters that involve real estate.
Let me give you an example of what I'm talking about:
A year ago a home sold for $268,000 in a stable market (non-inflated); last month this same property after being foreclosed sold for $186,501. How much should this house be insured for?
This … (4 comments)