jacksonville florida short sales: Jacksonville Florida Short Sales FAQ: What's in a hardship letter? - 05/31/12 10:10 AM
Jacksonville Florida Short Sales FAQ: What's in a hardship letter?
First off, what exactly is a hardship letter?
When you put your Jacksonville Florida home up for sale, if the list price is less than you owe, and you don't have any money to pay the difference, then you are in a short sale scenario. The hardship letter is a letter that most, not all, lenders require that explains your reason(s) for requesting a short sale.
Your short sale hardship letter should be printed and include the following:
Date (It can be at the top or bottom by your signature) … (2 comments)

jacksonville florida short sales: Succesful Short Sale in Jacksonville Florida! - 12/13/11 08:59 AM

 Succesful Short Sale in Jacksonville Florida!
The property: This was a single family home in Jacksonville with 4 bedrooms, 2 bathrooms, little over 2000 square feet. On a cul de sac. The house needed some paint, carpet and a little tlc. 
Hardship: Loss of tenant, couldn't get reliable tenants. Financial difficulties. 
Short sale scenario: One loan, with the lender being Select Portfolio Servicing. We were in  a multiple offer situation, with the highest and best offer submitted. The BPO was done before the offer was submitted. It took around 2 months from contract to closing.  This sold … (0 comments)

jacksonville florida short sales: How do I compete with short sales and foreclosures in Jacksonville Fl, when trying to sell my home???? - 09/03/09 05:52 AM
The 4 steps you can take to make sure your Jacksonville Florida Home   will stand out from the competition The Jacksonville Florida real estate market is showing signs of improvements, but with short sales and foreclosures flooding the market, what chance does a “normal” seller have? Below is a list of tips for sellers contemplating putting their house on the market.
1)Take a complete and HONEST assessment of your situation.
Do you want to move or do you have to move? Do you need the equity from your current home, to purchase the next home? What if you don’t have enough equity … (2 comments)

jacksonville florida short sales: I've had it, I QUIT! The bank can have my house! - 05/31/09 07:58 AM
That's a feeling oh too common when you're fighting a foreclosure. You get tired of the never ending phone calls, the stress eats away at your sanity. You can't sleep, all you do is think about how your American dream has turned into a nightmare. Enough is enough you just want this to be done! You say: "Who cares if my credit will be ruined, I just want to feel peace again!"
Is that you? Is that how you feel? Hey, it's normal to feel that way.
No this isn't a session with Dr Phil! This is an attempt to help … (7 comments)

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Pam Graham

Jacksonville, Clay & St Johns Counties

Jacksonville, FL

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Author Bio: Pam Graham is a transplant to Jacksonville area, origanally from the Northern Va area. Pam Graham has been in the real estate business since 2002 and has helped hundreds of sellers and buyers achieve their real estate dreams View all AR Posts By Pam Graham Blog Google+




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