anne arundel county real estate: Important Things To Avoid Before Buying a Home Part 4
- 10/23/09 07:30 AM
Debt-to-Income Ratios and Car Payments When determining your ability to qualify for a mortgage, a lender looks at what is called your "debt-to-income" ratio. A debt-to-income ratio is the percentage of your gross monthly income (before taxes) that you spend on debt. This will include your monthly housing costs, including principal, interest, taxes, insurance, and homeowner’s association fees, if any. It will also include your monthly consumer debt, including credit cards, student loans, installment debt, and car payments. How a New Car Payment Reduces Your Purchase Price Suppose you earn $5000 a month and you have a … (1 comments)
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TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986 Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR® Certified Residential Specialist / Certified Internet Marketing Specialist Over $73,000,000 in Settled Sales Champion Hall of Fame Best of the Best 2003, 2004, 2005, 2006, 2007, 2008 National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008 #1 in AOL, Comcast, Google and Yahoo #1 Relocation site for Annapolis, Anne Arundel County Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401 … (0 comments)
Pat Ogle Realtor
Associate Broker, CRS, CRIS, CCBR, DSAC e-Pro, GRI
Real Estate in Annapolis and the Chesapeake Bay | The Land of Pleasant Living!
My real estate clients fall into two categories: 1) they want advice to help them on looking for their dream home that fits their budget, or 2) they want advice to help them in selling their home for top dollar in the right time frame. And I’m happy to give them that advise, and the 5-star home buying or selling experience they deserve.
I know the Annapolis and Chesapeake Bay area real estate market like the back of my hand… finding and assessing home values is like breathing. I also use home marketing strategies to get the best possible result, while negotiating awesome deals. When it comes to taking care of my real estate clients, I’m not happy until they give me a 5-star rating or review.
Now we might not be a fit… over the years I’ve found not everyone is looking for a 5-star experience. My clients like to be free of stress when buying or selling a home so they can focus on their move, and they want me to take care of the details.
Are you thinking of Buying or Selling a home in the Annapolis or Chesapeake Bay area? Want to invest in real estate in The Land of Pleasant Living? Let’s connect and start talking!
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