In a word it's somewhat tenuous. Seven years have passed since the start of the worst housing market decline ever. Recovery now struggles against disruptions in the overall economy. In the first quarter of 2012 it was reported that 30% of homes nationwide were underwater. Now some of those properties have surfaced above negative equity. Values increased during 2013, attributted in part to low inventories. Homeownership is affordable -- more so certainly than it was 25 years ago. In 1989 a loaf of bread was 67 cents -- gasoline has more than doubled since 1989 -- and (1 comments)