Paula Says "Insurance should NEVER be the Hold Up"

By
Services for Real Estate Pros - Paula Smith Insurance
Property insurance along the Texas Gulf Coast can be challenging. I can find insurance solutions for your customer that will allow them to jump the hurdles and purchase their dream home. As the wife of a Realtor, I can relate to the endless challenges that can slow down a transaction. Insurance should never be the reason that your customer can not have the house they want, or not close on time. I am 100% dedicated to never being your closing hold up.
RECENT BLOG POSTS
Here we are, first named storm of the 2010 Hurricane Season and still no resolution to the National Flood Insurance Program funding. During previous temporary measures this year, funding for National Flood Insurance Program has been attached to the extension of Unemployment benefits measures in a...
06/28/2010
Our modernization of the current Texas Homeowners policy is finally here.  Not only can we continue to offer the Texas Family Home Policy, but we are adding an additional policy version, the Farmers Next Generation Home Policy. Some of the key features include: Modified Open Perils coverage - not...
01/20/2010
Well, the issue has made the deadline and both House and Senate versions of the Texas Windstorm Bill are in Committee for a resolution. Governor Rick Perry has warned that this issue could warrant as special congressional sessions if not resolved. Apparently, the restriction that only owner occup...
05/29/2009
Reform of the Texas Windstorm Insurance Association not Weathering   With the Texas Legislator in session and the aftermath of Hurricane Ike first and foremost on our minds, of course we expected to see reform legislation introduced. Outcries from inland Texans who feel subsidizing insurance for ...
04/02/2009
What I learned about Flood Claims from Hurricane Ike Being a Licensed Insurance Agent in Texas for 14 years does not mean that a person has or will ever experience a wave of water 12 feet high devastating the homes of your friends.  We were blessed that each client with a flooded home had flood i...
03/18/2009
Coverage for coastal properties in Texas is split into three separate policies which can be provided as package coverage. Hazard Insurance coverage with Farmers includes ; Fire , lightning, explosion, riot & civil commotion, aircraft, vehicle damage, sudden and accidental discharge fro plumbing o...
12/20/2007
Flood Zone Rate Chart Preferred Package Policies Determined Zone B, C & X (in 500 year flood plain only) Standard $500 Deductible No 30 Day Wait if purchased at Closing Dwelling Contents Annual Premium $75,000.00$30,000.00$207.00$100,000.00$40,000.00$233.00$125,000.00$50,000.00$249.00$150,000.00$...
12/17/2007
 Coverage for coastal properties is split into three separate policies which can be provided as package coverage. Hazard Insurance coverage with Farmers includes ; Fire , lightning, explosion, riot & civil commotion, aircraft, vehicle damage, sudden and accidental discharge fro plumbing or heatin...
12/17/2007
Myth:  It won't happen to me Fact:  you don't have to live by the water to be at risk.  Approximately 30 percent of all flood claims occurs in low to moderate risk areas. Myth: My Homeowners Insurance is enoughFact:  Homeowners Insurance does not cover flood damage - federal flood insurance does....
12/17/2007
Rainer
4,916

Paula Smith

Ask me a question
*
*
*
*
Spam prevention

Additional Information