arizona home loan: Funding USDA Loans Pretty Darn Fast in Arizona - 02/02/11 06:18 AM
We are funding USDA Loans pretty darn fast right now... watch my latest 30 second video..

Paul Dunn USDA Rural Home Loans (520) 225-0380 Sunstreet Mortgage, LLC … (0 comments)

arizona home loan: How To Buy A Home In Arizona With A Swimming Pool By Using A USDA Loan - 01/21/11 09:26 AM
Even When They ALL Say You Can’t..Yes You Can! I get this question quite a bit, probably because I’m in Arizona right?  And a pool is a great way to keep cool in our fairly hot summers.
But a lot of lenders will just say NO when it comes to using a USDA loan to buy a home with a swimming pool.  They probably shy away because a property with an in ground swimming pool not only has to get the local Rural Development office to approve the Guarantee in order to get a USDA Loan, but they also have to … (2 comments)

arizona home loan: The USDA Loan vs The FHA Loan, Will The Really Winner Please Stand Up? - 01/21/11 05:20 AM
Which Is The Better Loan, The USDA Loan or The FHA Loan? Well I do quite a bit of both and for the majority of people the USDA loan will be a much better financial move for buyers in Arizona, and here’s why.
FHA has a down payment requirement, and it is currently at 3.5% of the purchase price.  The USDA Loan does not require any sort of down payment at all.  So right there, you get to keep that 3.5% down payment in your bank account; that is if you even have it in the first place, right?
FHA also … (4 comments)

arizona home loan: How To Get A 0 Down USDA Rural Development Loan Even If Your Spouse Has Poor Credit - 01/20/11 06:39 AM
More people would be looking at buying a home in Arizona with the No Down Payment USDA Loan if they could buy without their spouses negative credit.  There are a great deal of reasons why one spouse may have very good credit and the other may have some negative credit marks; especially in this current economy.

They are called Spouse Only Loans and the USDA Loan does allow them.  The Spouse Only Loan looks ONLY at the credit report history of the borrowing spouse and does NOT even look at the credit history for the non-borrowing spouse.  The good news … (2 comments)

arizona home loan: How To Optimize A Credit Score For THe USDA Loan Program - 01/18/11 07:29 AM
Credit Score Optimization Tips for the USDA Loan Program With lender’s continuing to tighten their guidelines, it is more important than ever to know how to optimize your credit score for getting a USDA Loan here in Arizona.  There are five components that make up your credit score, let’s take a look at them really quickly.
They are, in order of importance:
Your Payment History, which includes things like late payments, collections, on time payments, bankruptcies and such.  Keeping a good payment history is not only important for your credit score but also important for simply qualifying for the USDA Loan. … (3 comments)

arizona home loan: USDA Loan Qualifying and the Deferred Student Loan - 01/04/11 03:14 AM
How Student Loans Impact USDA Loan Qualifying When people are looking at getting an Arizona Home Loan whether it is a USDA Loan or FHA Loan who have existing student loans, they need to be aware of how those student loans will impact their qualifying.  The USDA Loan Program is very popular among recent graduates, and a couple reasons are because not only is there not a down payment requirement but it is the simplest home loan to get.
Because you don’t need to fork out a ton of cash to get into the USDA Loan Program it has gotten VERY … (2 comments)

Paul Dunn, former orginator Rainmaker large

Paul Dunn

former orginator

Tucson, AZ

More about me…

Email Me

Technorati Profile var gaJsHost = (("https:" == document.location.protocol) ? "https://ssl." : "http://www."); document.write(unescape("%3Cscript src='" + gaJsHost + "' type='text/javascript'%3E%3C/script%3E")); var pageTracker = _gat._getTracker("UA-4131813-2"); pageTracker._trackPageview(); rets




RSS 2.0 Feed for this blog