buy a house: Is Fannie Mae Helping the USDA Loan look cheaper? - 02/08/11 10:14 AM
Fannie Mae Is Making Our USDA Loan Program Much Cheaper I’ve been helping people for years to get the cheapest, easiest loan possible to buy a home in Arizona with the USDA Loan Program.  Now, in a recent article in USA Today it is reported that Fannie Mae and Freddie Mac are raising their loan costs to home buyers.  This will make the USDA Loan Program even cheaper than it is now.  Fannie and Freddie fund home loans that are known as Conventional loans and have been the largest supply of home loans forever.
While the USDA Loan Program has limits … (1 comments)

buy a house: How Much Money Is Too Much Money To Qualify For A USDA Loan In Arizona? - 02/02/11 05:41 AM
Do You Make Too Much Money To Qualify For A USDA Loan In Arizona?
While the USDA Loan does not have a maximum loan size they do have a maximum qualifying income limit.
People ask me all the time, what are the income limits for the USDA Loan.  So let’s take a moment and define really quickly what an income limit is.  The USDA defines income limit as the Adjusted Household Annual income, that's it.
Did you catch that?  There is an important point there that many people naturally overlook, it’s the Household Annual Income.
What that means is that … (0 comments)

buy a house: How To Buy A Home In Arizona With A Swimming Pool By Using A USDA Loan - 01/21/11 09:26 AM
Even When They ALL Say You Can’t..Yes You Can! I get this question quite a bit, probably because I’m in Arizona right?  And a pool is a great way to keep cool in our fairly hot summers.
But a lot of lenders will just say NO when it comes to using a USDA loan to buy a home with a swimming pool.  They probably shy away because a property with an in ground swimming pool not only has to get the local Rural Development office to approve the Guarantee in order to get a USDA Loan, but they also have to … (2 comments)

Paul Dunn, former orginator Rainmaker large

Paul Dunn

former orginator

Tucson, AZ

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