credit scores: USDA Rural Home Loan Credit Score Minimums - 11/11/08 12:54 PM
The USDA Rural Home Loan doesn't have a specific credit score requirement.  However the majority of USDA Rural Home Loan investors do have a minimum of 620.  In addition, if you have a credit score above 620 the USDA Rural Home Loan will be a little less stringent on you in regards to past credit issues.
To read about USDA Rural Home Loan credit score requirements, go to
Apply for a USDA Rural Home Loan now!
Paul DunnFHA Tucson Loans and Tucson MortgagesArizona USDA Rural Home Loans

credit scores: How One Phone Call Made A Realtor An Extra $6,150 - 09/27/07 03:22 AM
Here's a real story, and it happens in every market, every day.
The builder's site Realtor gets a call from the builder's mortgage company that goes something like this..
"Alan, That buyer of yours that was going to close in two weeks; not gonna happen.  Looks like the credit score dropped below 575 and with all the changes in the industry...sorry!  Better luck next time."
Being a Commissioned Sales Person, he calls a ton of local lenders who say "not gonna happen".  Finally, he was referred to us as the guys that help boost credit scores during the loan process and made that call.   
The Secret Most Agents Don't Know … (3 comments)

Paul Dunn, former orginator

Paul Dunn

former orginator

Tucson, AZ

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