insurance agency: Flood Insurance - 03/30/10 06:07 AM
What is a flood?  In simple terms a flood is an excess of water on land thatis normally dry.  Officially the defininition used by the National FloodProgram a flood is a temporary condition of partial or complete inundationof 2 or more acres of normally dry land.  (At least one which is yourproperty).  Is this covered on your homeowners policy?  NO.  Can you buycoverage?  YES.  You can purchase a flood insurance policy.Get educated!  Important Facts about Flood InsuranceFlood inusrance is available...just because your bank doesn't require it oryou may not think you are in a flood zone affordable coverage is availablefor you.   … (2 comments)

insurance agency: What’s Growing in Your Walls? Is there Mold in Your Household? - 03/05/10 05:37 AM
Before the warm, moist Spring air settles over the warmer parts of the country it's a good time to start thinking about one of the greatest household pests- MOLD.
In a recent article by BobVila.com, it was reported that mold is more prevelant in homes now than ever before. Reason being that homes these days are more energy efficient and air tight so mold spores are confined within the walls of the home enabling it to grow.
Mold has also become more of a health hazard for homeowners and their families because on average, people Americans spend about 90 percent of their time indoors, … (0 comments)

insurance agency: Your Dog’s Breed Can Increase Your Homeowners Insurance Premium - 02/24/10 12:37 AM
When you go in for homeowners insurance, man's most faithful pet, the dog can pose a likely problem. Depending upon the breed of the dog insures by law, can actually deny you insurance or charge you additional premium. Some insurers are even persuading their long time customers to get rid of their dog if they want to continue with their covers.
The American Kennel Club has taken a legal position on this issue. According to the organization, insurers should take into account the dog's behaviour and not its deeds. It goes on to say that a well behaved dog is actually … (9 comments)

insurance agency: Top 5 Tips for Staying Healthy this Season! - 02/24/10 12:31 AM
You know what a drag it is to get sick. You wake up in the morning and can feel the beginning signs of that sore throat or upset stomach on the horizon.  You wish it away, drink a glass of orange juice and head off to work or school hoping you are just imagining things. But you only get about half-way through your day before the realty starts sinking in...dum da dum dum...You are getting sick.
With the change in the season and school-spread germs back in action after summer recess, you are more susceptible to fall time colds, flu's and sinus … (0 comments)

insurance agency: Five Ways to Save on Heating This Winter - 02/17/10 12:55 AM
If you want to cut down on heating costs this winter, put in a little time now to weather proof your home and prevent heat loss. Here are a few tips that might come in handy:
#1- Seal your windows and doors. If you have storm panels for your windows  now is a good time to  install them. Also, try using foam insulation strips around the edges of your windows and doors and you can prevent some serious heat loss. Lastly, window coverings like curtains and blinds can also help.
#2- Check vent and pipe outlets. Oftentimes a source of heat … (1 comments)

insurance agency: Malden Insurance Agency Gains National Accolade - 02/16/10 02:08 AM
The following is a press release from The Hamilton Media Group:
The Paul T. Murphy Insurance Agency of Malden, Massachusetts has been selected as one of the top independent insurance agencies in the United States by The Rough Notes Company, the nation's largest insurance industry publication.  The Paul T. Murphy Insurance Agency was selected in February 2010 as one of the top marketing agencies in America and named the Marketing Agency of the Month, a coveted award among the nation's top insurance and financial service firms. Rough Notes makes this distinction from a pool of more than 50,000 insurance agencies and … (0 comments)

insurance agency: Merry Christmas and Happy Holidays - 12/24/09 02:38 AM
Merry Christmas and Happy Holidays from us here at Paul Murphy     Insurance in Malden, MA.  Just so you know we have saved customers over the week of 12/21/09 - 12/24/09 approximately over $1000 on Auto insurance and $500 on home. 
We here at Paul Murphy's Insurance Agency are more then Willing to give you a free quote on any insurance policy you may have.  We write all lines of insurance.  The most important part of our job is "YOU."  We are here for you.  We want to make your lives as simple as possible.  If you have a direct carrier like … (0 comments)

insurance agency: Icy Roads = Accidents - 12/17/09 02:46 AM
Lets just say WINTER HAS ARRIVED!!! Here at Paul Murphy Insurance we are always shopping clients to make sure that you are covered correctly for the best rate.  We have numerous insurance carriers that we shop your policies with. 
This past week we have had many accident reports and claims because of the icy roads in the Massachusetts area.  You want to make sure that you are covered correctly.  Even if your vehicle is older then 10 years old, you may want to think about adding collision and comp to your policies for these up coming months.  If you are not with … (2 comments)

insurance agency: OVER $300 in Savings on average in 30 days - 11/23/09 07:25 AM
This is true, customers of the Paul T Murphy Insurance Agency have averaged a savings of $300 on their yearly insurance costs just by "us" shopping your policies for better prices.  We over 10 carriers for auto and home and we do shop for you. 
When is the last time the gas company or the electric company shopped to save you money.  When is the last time they called you and said "I want to help you and your family save money." The staff here at Paul Murphy Insurance shops for you.  We shop all of our carriers to see if … (0 comments)

insurance agency: "Who you Gonna Call?" - 11/13/09 07:24 AM
I heard the best line today and it kind of sums up the local insurance agency vs. Direct Writer especially for auto and home owner's Insurance.
A client called with registry questions, surcharge appeals, and many other questions that effect auto insurance savings and costs.  The representative here at Paul Murphy's Insurance Agency answered all the questions and satisfied the client's needs.  The staff member did this using his wide knowledge of how Massachusetts Auto and Homeowner's Insurance works.  He also used his consumer knowledge because unlike direct writers we all live in Massachusetts and we understand the needs of the … (0 comments)

insurance agency: Lesson Learned or "I told you so"? - 11/05/09 01:45 AM
Lesson learned or I told you so? A customer found out the hard way that big commercials and funny ads do not take the place of hard work and customer service. Today at Paul T Murphy Insurance Agency in Malden Massachusetts, an Auto Insurance Customer who left when they got fooled by a funny ad came back and saved money on their current auto insurance policy. Here at Paul T Murphy Insurance we gladly welcome people to compare our prices and coverage to the big guys who spend more time making commercials than practicing customer service. Score one for the local … (0 comments)