patrick chicklinski: Where Are All The Lenders?? - 08/19/14 12:33 PM
I have been on AR for about 4 years off and on, I made it my mission to be the #1 Loan Originator in my state of Oklahoma. During one of my furloughs, I was by-passed by another originator. That inspired to me to get back on AR and start getting connected again. What I do not understand is why are there not more loan originators on AR? As originators we are supposed to be making new relationships with Realtors right?? Well if this is the largest Realtor site, then where are the lenders??? It amazes me that they are not … (2 comments)

patrick chicklinski: Are You Working This Weekend? So AM I! - 08/17/14 09:11 PM
In the Real Estate industry we all know that we have to work weekends and sometimes late nights. What I do not understand and cannot believe is how many loan originators do not work on the weekends? How is this possible when that is the time our Realtors/Builders need us the most? Unless you are a loan originator who sits in a bank branch somewhere and gets walk in traffic all day, you need to be out working weekends. If I was a Realtor I would have a hard time with sending someone business who is not there working with me. … (1 comments)

patrick chicklinski: Stay In The Know, On The Go! - 08/17/14 12:15 AM
PrimeLending has launched a great new tool for our referral partners! It is our new Mobile Partner App! This will keep you informed every-step of the loan process from application to funding. You will get push alerts when every milestone is reached in the file. Imagine after a busy day you can take a minute and check your files and make sure everything is on schedule, all from your IPhone. No more waiting for a call back to give updates to your buyers/sellers, you now have the information real time like we do. See the video below for more details, partner with PrimeLending … (3 comments)

patrick chicklinski: Price Is What You Pay, Value Is What You Get - 08/15/14 10:29 PM
This has been coming up more and more as of late. Everyday I receive calls from potential homeowner's and they are "shopping rates". The first thing they ask me is what are your rates, how do I even answer that not knowing anything about their situation, such as credit score, income, debt ratio, assets etc. Sure I can tell them what the lowest best case scenrio rate is, but who knows if they qualify for it. Borrowers will shop around and around trying to find the lowest rate and in most cases it is maybe a .125% difference. This is where my question comes in, what ever … (0 comments)

patrick chicklinski: Do You Know What It Takes To Sell Real Estate? - 08/13/14 09:32 PM
One of my favorite sales movies GlennGary Glenn Ross, Alec Baldwin said it best. Do you know what it takes to sell real estate? My answer is yes, a dedicated team all working towards the same result....a very happy client. I see many Realtors who do not have their team ready for each transaction. You need to have everyone in place and ready to perform. That would be your Lender, Settlement Co, inspectors, termite etc... many agents do not have this ready. Relationships that are built over many transactions, some easy, and some tough is the start. I see many agents who … (1 comments)

patrick chicklinski: Do You Have A Lender? - 08/13/14 10:32 AM
Do you have a lender? Is that the question that Realtors/Builders are asking when they have a prospective client? If not then you had better stop what you are doing and read. In today's lending environment that question is one of the most important questions you have to ask when you are talking to a potential borrower. Just when you thought that everything was getting back to normal and pre-qualifications were enough to satisfy........THINK AGAIN. Today you need to making sure your buyers are PRE-APPROVED, not PRE-QUALIFIED, there is a huge difference between the two. A loan originator can type up a pre-qualification letter and really … (1 comments)

patrick chicklinski: What Is The Status Of Our Loan? - 04/26/14 03:08 AM
How many times do you call your lender or your clients call you and asks this question? What is the status of our file? Most times it becomes very frustrating trying to get updates as to where you are at in the process. Communication is the number one item that Realtors will say is the most important aspect of the transaction. How many times have you been on the other side of a transaction and there was no communication at all? I am sure you all have some war stories from past closings. PrimeLending has recently rolled out our Mobile Partner App! This app gives you Real-Time … (2 comments)

 
Patrick Chicklinski, 918-946-4218, NMLS # 469258 (Producing Branch Manager at Cardinal Financial Company.)

Patrick Chicklinski

918-946-4218, NMLS # 469258

Tulsa, OK

More about me…

Producing Branch Manager at Cardinal Financial Company.

Address: 5810 E Skelly Dr, Suite 320, Tulsa, Ok, 74135

Mobile: (918) 946-4218



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