loan: Loan officers, all the same? - 05/07/20 05:32 AM
When a Buyer looks for a mortgage specialist to help finance their new home purchase, they really seem to look to their home bank or shop for advertised rates. This could be a huge mistake. As a Real Estate professional I have had the pleasure to work with many great loan officers, and a few not so great.
Buyers should listen to their agent's recommendations for mortgage companies. We offer names of companies that we have worked with in the past and have good success with. I can tell you that a good rule of thumb is to work with someone local.
I … (2 comments)

loan: I pre-approve! - 02/16/14 10:05 PM
There is something in real estate land called a pre-approval leter. It costs a buyer nothing more than 10 minutes or so on the phone with a mortgage loan officer. The buyer talks to a loan officer, and based on the answers to their questions, the buyer becomes "Pre-approved" for a certain loan amount contingent upon a list of things to come later. It really is important.
This pre-approval gives everyone a sense of what the upper limits for a buyer are with regard to a purchase price. Without this document, the buyers agent is shooting in the dark. We mat … (8 comments)

loan: Approved or not? - 11/29/12 08:59 PM
I am working with a client to buy a home. One of the first things we do is make sure the Buyer has spoken to a lender and received a letter stating that after a preliminary look, the Buyer has been pre-approved for a loan. Of course there are usually conditions to be met before the actual loan is approved, but this letter shows that at least the Buyer has spoken to a lender and it looks like getting a loan is possible. This letter is usually submitted to the Seller with an offer showing the Buyer is legit.
My client … (2 comments)

 
Peter den Boer, MBA,GRI, Associate Broker, Realtor (Atlanta Communities)

Peter den Boer

MBA,GRI, Associate Broker, Realtor

Woodstock, GA

More about me…

Atlanta Communities

Address: 9860 Highway 92, Woodstock, GA, 30188

Mobile: 770.713.1545

Office: 770.240.2005



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