local lender: How Much Did The Rise in Interest Rates Affect Your Buying Power? - 06/05/13 07:52 AM
"Today I  received one of the best Mortgage Lender  email updates I have ever received!"
In my email box today was this message from Sean Johnson of  First Home Mortgage wanted to show me  how much the interest rates have changed in the past week and how that may have effected a borrowers overall purchasing power.
In the email, Sean sent a link to a presentation of his, sharing the real numbers just as if he were sitting right in front of me (or you). His example is about a prospective buyer who was pre-approved in May and was comfortable with … (4 comments)

local lender: Fall Typically Brings Falling Leaves. But That's Not The Only Thing That's Falling.... - 10/01/11 01:12 AM
Local loan officer Markita Aldridge Woods of WestStar Mortgage here in Lake Ridge Virginia breaks down all the changes in the mortgage arena as we head into fall. FHA Loan limits ( the amount you can borrow with low down payment) has fallen from $729,750 to $625,000!
This is going to impact our Luxury Home Market here in Prince William County Virginia. If you are facing a job transfer or you have an upcoming move on the horizon. Give me a call 703-851-3085. Let's talk about your options.
Government loan changes effective October 1st, will bring some tricks and some treats … (2 comments)

local lender: This Weeks Caller Asked-"Do I Have to Pay the Closing Costs?" - 01/30/11 11:45 PM
So many home buyers ask this question. I saw this blog post attached below by a local lender Markita Aldridge Woods of Westar Mortgage here in Lake Ridge Virginia.  She said home buyers are asking if they need to pay closing costs.The great news is, right now here in the Prince William County Virginia area sellers are still paying closing costs. 24 out of 203 closed sales in the Woodbridge, Lake Ridge Virginia area since December 1st, 2010, selles paid on average $6000 or more closing cost on behalf of home buyers!
Let me share a real situation and why home buyers really need … (2 comments)

local lender: LakeRidgeVARealEstateNews- Stunning Acreage Home With A Level Lot! - 10/06/10 09:39 AM
I noticed that  Markita Aldridge Woods of Westar Mortgage  wrote a blog post about the home we have listed at 11360 Moore Drive located just off the Prince William Parkways. Even she realizes this is an outstanding opportunity. Why? Well finding a gorgeous acreage lot in Prince William County is not as easy as you might think. Many of our acreage lots are hilly. Not this one!
The home has an expansive level front yard big enough for that impromptu football game when everyone gathers for Thanksgiving!
Beautiful Custom Home on Five Acre Lot in Manassas, VA can be yours before the … (0 comments)

local lender: This Week's Caller Asked: "Peggy, We Would Like To Buy A Larger Home, Can We Keep Our Current Home as a Rental? - 08/23/10 03:31 AM
I get this question a lot. With interest rates being historically low, so many folks have started dreaming out buying a larger home.  The very first step is to contact a local lender about your options. Markita Aldridge Woods of Westar Mortgage here in Lake Ridge, Virginia has written a very timely post on this exact subject.
This is some very good information.
If you have questions about selling your home, or what it takes to get it ready to sell please don't hesitate to contact me  
Via Markita Aldridge-Woods: "Your Woodbridge FHA/VA Lender" (WestStar Mortgage):
I currently have a client that is … (3 comments)

local lender: Finally Being A Doctor Pays Off.... - 08/11/10 12:08 AM
Local Doctors will be pleased to learn that Bank of America is take a risk on you.I received an interesting email today from Jason Kilgo a local loan officer I know here in Woodbridge Virginia. Jason wanted me  and you to know that the

The Doctor Loan Program is back!!!!! ONLY 5% DOWNPAYMENTNO PMI 720 Minimum credit score To get preapproved simply fill out this form
Jason KilgoMortgage Loan OfficerOffice: (540) 736-0212Mobile: (540) 834-6149Fax: (540) 736-0244Contact Me 

Jason often visits our Exit 1st Choice Realty office in the Woodbridge Virginia area. Our office is less than a mile from Potomac Hospital and all of the professional … (7 comments)

local lender: Lake Ridge VA Real Estate News: If You Need To Be Pre-Approved For A Home Loan Talk With Tom Halfpap! - 11/06/09 05:31 AM
 A Local Lender You Can Trust in Woodbridge, Virginia
As a Realtor people ask me all the time. "where should I get my mortgage?" There are many places to consider getting a home loan. However, my knee jerk reaction is always consult a Mortgage Loan Officer with experience.
A good solid recommendation in the Woodbridge Virginia  area is  Tom Halfpap of  SunTrust Mortgage. His office is centerally located at the Potomac Mills Shopping Area. You truly cannot go wrong with Tom, he has been doing business in the area for a very long time. He has never let me or my clients down. 

You can get Approved … (0 comments)

local lender: Westar Mortgage & Erick and Company of Woodbridge Virginia Helping Homeowners Sell Faster! - 09/02/09 01:14 AM
Erick and Company and Westar Mortgage working together to help homeowners sell homes faster here in the Lake Ridge, Woodbridge Virginia area.
For about a year now we have been working with Markita Aldridge Woods of Westar Mortgage. What I like about Markita is her positive get it done attitude. We work well together. Well Markita wanted to make sure that she works with us in the future so she offered to help with the marketing of homes.
Here is how we market your home!
As soon as I loaded all the information this is the result. Take a  Look


local lender: 10 New Things FHA Appriasers Must Do To Formulate The Value Of Your Home! - 03/28/09 12:44 AM
Last evening in my email box,I received this message from a local lender named Dave Ehrlich of Churchhill Mortgage. I've known Dave for years, he's a good guy. He pays attention to the details and follow the rules and I really appreciate that he sent the following email. This flow of information between loan officers helps us stay on top of changes in this challenging market for you. I thought you might like to read this. Especially if you are trying to refinance or possibly anticipate selling your home. This information that  will help you understand appraisers have some very tough guidelines to adhere … (1 comments)

Peggy  James, Woodbridge Virginia Area Real Estate Specialist (EXIT Realty Associates) Rainmaker large

Peggy James

Woodbridge Virginia Area Real Estate Specialist

Woodbridge, VA

More about me…

EXIT Realty Associates

Address: Twins Selling Real Estate- EXIT Realty Associates, 8998C Lorton Station Blvd, Lorton , VA, 22079

Mobile: (703) 851-3085

Email Me

Peggy James has been awarded as a Top Local Real Estate Blogger by Active Rain for the Lake Ridge Virginia and surrounding area.Peggy services the area's Lorton, Woodbridge, Lake Ridge, Dumfries and Manassas down to Fredericksburg Virginia.




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