home buyers: New Homes Now Cost Less Than Existing Homes
- 09/04/26 06:42 AM
You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.
A newly built home costs about $40k less than an existing one right now. That's because builders are cutting prices and piling on incentives to keep their inventory moving.
And that opens up a window for you to get brand new everything for less than you may expect.
DM me if you want a list of nearby new home communities offering deals like this right now to see if a new build may be in your budget … (0 comments)
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home buyers: Why Buyers Shouldn't Overlook a Fall Move
- 09/03/26 07:38 AM
You've been waiting for something to change before you buy. It just might not be the thing you expected…
While everyone’s paying attention to mortgage rates, only the savviest buyers know that the changing season can start tipping things in their favor.
Because every fall, buyers tend to get more to choose from, better prices, and more room to negotiate. And that’s why Hannah Jones, Senior Economist at Realtor.com, says:
“We always see that the best time to buy window usually falls in the early fall around October.”
And that’s exactly why, if you've been waiting for a better moment to buy, this season may … (0 comments)
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home buyers: More Sellers than Buyers in the Market Right Now
- 09/01/26 07:50 AM
Do you realize how much pull you have right now as a buyer?
There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.
Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.
Send a DM, and we’ll turn your negotiating power into a set of keys.
Contact us:
PHP Houses
142 W Lakeview … (0 comments)
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home buyers: Sellers Are Cutting Prices To Meet Buyers Where They're At
- 08/27/26 09:17 AM
You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.
Because even if you love the house, the numbers feel impossible. But here's the thing.
Nationally, there are more homes sitting on the market than there are people out there looking. And when sellers need buyers more than buyers need sellers, that shows up in the price.
Lower asking prices. More price cuts. And homes priced for what buyers can actually afford – not what sellers hope someone might pay.
And it may be enough to make buying more … (0 comments)
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home buyers: Rates Are Lower Than They Could Be
- 08/22/26 08:32 AM
Mortgage rates aren’t random. They’re affected by 2 numbers.
The 10-year treasury yield and something called "the spread." That's the gap between the 10-year treasury yield and mortgage rates, and it usually sits around 1.76 percentage points.
Back in 2023, the gap in the spread ballooned up to 3.19 in response to economic uncertainty. If it were still that wide today, rates would be pushing almost 8%.
But the good news is the gap has narrowed to 2.01 (a lot closer to the long-term norm). And that’s a big positive for rates. It’s why today’s mortgage rate is in the upper 6s instead of … (4 comments)
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home buyers: Multi-Generational Houses Draw More Buyer Interest
- 08/21/26 07:21 AM
Own a house with room for multiple generations, with features like an in-law suite or a finished basement with a separate entrance? Buyers are looking for that right now.
These houses tend to get 13.5% more online views than standard homes.
They also command a higher list price per square foot – 22% higher, thanks to the extra square footage and special features.
Thinking about moving and want to know what buyers would pay for your house? Reach out and let’s chat about it.
Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake Mary, FL 32746
Ph: (407) 641-1531
email: info@phphouses.com
Let’s Connect:
Facebook
Linkedin
Twitter
Instagram
The information contained, and the opinions expressed, in this article … (1 comments)
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home buyers: One Number Could Change Everything About Your Next Move
- 08/20/26 08:51 AM
When's the last time someone told you what your house is worth? Not what some online valuation tool guessed. Not what your neighbor's house sold for. What yours is actually worth right now.
For a lot of homeowners, it's been years. And if you've been thinking about moving, but higher home prices or mortgage rates have made you hesitate, here’s why it’s time to take a second look at that number.
Your House May Be Worth More Than You ThinkHome values have climbed significantly over the past 5-10 years. And even though today's market is more balanced, homeowners are building wealth every day … (0 comments)
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home buyers: The Kind of House Buyers Are Willing To Pay More For
- 08/17/26 01:46 PM
That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage.
To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house. Here’s why. Multi-generational homebuying is on the rise.
Millions of Families Are Living Multi-GenerationallyThe number of multi-generational households is climbing. That’s when 3 or more generations live under one roof. And data shows those households grew from 3.2 million to almost 4 million between 2014 and 2024, according to Realtor.com.
And each year, more people are shopping for a larger … (1 comments)
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home buyers: Who Has the Upper Hand in Today's Housing Market?
- 08/13/26 06:43 AM
Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they'll still get top dollar.
The interesting thing is... both can be right at the exact same time. It just depends on where you live.
That's because today's housing market isn't moving in one direction anymore. Some markets clearly favor buyers. Others still favor sellers. But most are sitting somewhere in the middle.
And knowing which market you're actually in can completely change the strategy you use to buy or sell (and what expectations you … (3 comments)
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home buyers: The Case for Putting 20% Down on Your Next Home
- 08/10/26 08:23 AM
If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.
The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway.
So, why are they if they don’t have to?
Two reasons. They know a bigger down payment pays off, and after years in their current house, they’ve built up enough equity that it’s finally possible.
Repeat Buyers Put More Money DownAccording to the National Association of Realtors (NAR), the typical repeat … (0 comments)
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home buyers: The House That Started It All Could Kickstart What's Next
- 07/23/26 09:05 AM
Remember how exciting it was to buy your first place? It felt like crossing a long-awaited finish line. It gave you a place to build your life. Maybe it’s where you lived when you got married. Or where you welcomed a child or a pet into the family.
But that was just the beginning.
For most people, your first house was never meant to be your forever home. It’s a stepping stone for what comes next.
And if your life looks different today than it did when you got the keys, you’re not stuck. Moving may be more realistic than you think.
Starter Home Inventory … (2 comments)
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home buyers: Priced Out? A Condo or Townhome Could Be Your Way In.
- 07/22/26 07:11 AM
Today's home prices have a lot of buyers – especially first-time buyers – wondering if there’s even anything out there that’s in their budget. But owning a home may be more within reach than you think. Sometimes, it just means considering a different type of home.
Condos and townhomes can be a great way to buy without stretching every last dollar. And right now, two things make them worth a serious look.
There Are More Condos and Townhomes To Choose FromMaybe you feel like there’s just nothing out there for you, and you’ve exhausted all your options. But have you considered condos or … (2 comments)
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home buyers: More Homes, Better Prices: A Buyer’s Summer
- 07/20/26 02:09 PM
If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from.
In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends, and what they mean for your search.
Sellers Are Pricing To Attract BuyersAccording to Realtor.com, the national median asking price was $430,000 in June, nearly $11,000 under what it was the year before (see graph below):
That’s the eighth month in a row that the typical asking price … (2 comments)
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home buyers: More Homes Are Going Under Contract Than the Last 2 Years
- 07/17/26 06:59 AM
One of the biggest seller myths floating around right now is that buyers have disappeared. The headlines certainly make it feel that way.
But here's what the data actually says.
More homes are going under contract right now than they were at this point the last two years.
And here's how that's possible. Life doesn't wait for perfect mortgage rates. People still get married. Families grow. Jobs change.
At some point, waiting becomes harder than moving. So serious buyers still take the plunge.
So, if you've been wondering whether there are still buyers out there...
There are.
The key is knowing how to position your house to stand … (1 comments)
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home buyers: One-third of First-Time Buyers Have Student Loan Debt
- 07/10/26 07:57 AM
If your student loans have you wondering whether buying a home is even possible, keep reading.
33% of first-time homebuyers have student loan debt. That's roughly a third. And if they're making it happen, maybe you can too. Here’s why.
Lenders look at your whole financial picture – your income, your credit, your overall debt – not just your loans. So, if your finances are in decent shape, you might be a lot closer to owning than you think.
Don't count yourself out before you even try. Connect with a lender and talk about your options.
Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake Mary, FL … (2 comments)
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home buyers: Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold.
- 07/08/26 07:52 AM
Student loans are back in the spotlight. And whether you've been following the headlines closely or just catching bits and pieces here and there, there's a good chance they've been on your mind lately.
And if you’re questioning whether you have to hit pause on your plans to buy a home, here's the thing you have to remember:
Having student loans doesn't automatically mean buying a home has to wait.
The Biggest Myth About Student Loans and Buying a HomeOne of the most common misconceptions among first-time buyers is that they have to pay off their student loans before they can qualify for a … (4 comments)
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home buyers: First-Time Buyers Hit Their Highest Share Since 2020
- 07/07/26 06:56 AM
This may come as a surprise, but first-time buyers are making a bit of a comeback.
Data shows first-time buyers made up 35% of everyone buying a home in May – their highest share of the market since 2020.
That’s up from just 30% a year ago. And if you’re wondering how that’s possible when affordability is so tight right now, it comes down to this: more choices.
With more homes for sale, buyers have more opportunity to find a home that works for their budget.
So, if you’re trying to buy your first place, don't count yourself out too soon. It may feel tough, … (1 comments)
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home buyers: Newly Built Homes Save Buyers $25K Over 10 Years
- 06/30/26 10:13 AM
Think a newly built home is out of your budget? Over time, it might cost less than you think.
Compared to an existing home that’s 20 years old, buying new saves the average buyer more than $25,000 over the first 10 years.
Why? A brand-new roof, HVAC system, and water heater mean lower energy bills and fewer repairs early on.
So, the home that looks pricier upfront could actually cost you less over time.
DM me, and let’s look at what newly built homes in our area could save you.
Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake Mary, FL 32746
Ph: (407) 641-1531
Fax: (407) 205-1951
email: info@phphouses.com
Let’s Connect:
Facebook
Linkedin
Twitter
Instagram
The information contained, and … (2 comments)
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home buyers: More Sellers Are Taking Their Homes off the Market. Here’s What You Need To Know.
- 06/24/26 07:30 AM
You may be hearing that a near-record number of homeowners are pulling their houses off the market. And if that headline has you thinking, “Wait… is something bad about to happen?” You’re not alone.
Because when people start stepping to the sidelines, it sounds like a warning sign that something’s coming – or that they realize something you don’t know.
Here’s the thing. This trend gets spun like it means the market is about to crash. But the data tells a more practical story.
What the Numbers Actually SayAccording to the latest data from Redfin, 5.5% of all listings were taken off the market … (3 comments)
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home buyers: Think Home Prices Will Crash? Here's What the Experts Actually Expect.
- 06/23/26 07:34 AM
One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.
Some believe a crash is coming and they'll get a better deal if they hold off.
Others worry they'll buy now and watch their home's value fall later.
And nobody wants to overpay or buy right before values drop. But here's the question worth asking:
What if the crash you're waiting for isn't actually coming?
Because that's what the latest data suggests.
Experts Are Not Calling for a CrashIf you've spent any time online lately, you've seen posts claiming home prices … (0 comments)
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You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.
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