Real estate blog entries tagged with home prices by Walter DiLoreto, Real Estate Short Sale Specialist (PHP Houses)

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home prices: It’s Getting More Affordable To Buy a Home - 02/04/26 06:33 AM

There’s finally a little good news for anyone who’s been priced out or sitting on the sidelines.
Buying a home is getting more affordable.
Monthly payments have started to come down, and the squeeze buyers have been feeling for the past few years is slowly loosening. Now, that doesn’t mean everyone can suddenly afford a home, but with how tough the market’s been, the improvement we’re seeing matters.
Affordability Is Finally Moving in the Right DirectionOne of the best ways to see this shift is by looking at how much of a household’s income it takes to buy a home.
According to Zillow, housing is … (3 comments)

home prices: Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal. - 01/22/26 08:06 AM

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years.
This moment marked a critical threshold. Now, rates are sitting in the low 6% territory. And expert forecasts project they’ll hover near this range throughout the year.
Here's why that’s so good for you.
Why Current Rates Are Such a Big Deal A mortgage rate doesn’t just affect the interest you end up paying on your home loan. … (1 comments)

home prices: Headlines Have You Worried about Your Home’s Value? Read This. - 12/22/25 09:56 AM

Hearing talk about home prices falling? That may leave you worried about whether your house is losing value. But here’s what you need to know. While some local markets have seen small price dips this year, home prices are not falling nationally. So, don’t let the headlines scare you.
The vast majority of the country is actually seeing prices rise.
While that may feel surprising after the headlines you’ve seen, the map below uses year-over-year data from the Federal Housing Finance Agency (FHFA) to make that clear:
Let’s break down what this really shows.
Most states are seeing prices rise (the blue in that map). … (3 comments)

home prices: The 3 Housing Market Questions Coming Up at Every Gathering This Season - 12/03/25 04:05 PM

Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation.
Here are the top three questions on a lot of people’s minds this season, and straightforward answers to help you feel more confident about the market.
1. “Will I even be able to find a home if I want to move?”Yes, more than you could a year or two ago.
The number of homes for sale has been rising over the past few years. According to data from Realtor.com, there have been more than one million homes … (5 comments)

home prices: How To Find the Best Deal Possible on a Home Right Now - 12/01/25 10:05 AM

Want to know how to find the best deal possible in today’s housing market? Here’s the secret. Focus on homes that have been sitting on the market for a while.
Because when a listing lingers, sellers tend to get more realistic – and, more willing to negotiate. And that’s where the savviest buyers are finding homes other buyers overlook.
The Opportunity: 1 in 5 Homes Has Had a Price Cut This YearAccording to Realtor.com, about 1 in every 5 listings (20.2%) have dropped their asking price at least once. And while so many things in today’s housing market vary by region, that number … (4 comments)

home prices: The Top 2 Things Homeowners Need To Know Before Selling - 11/19/25 07:59 AM

Here’s something you should know before you sell your house. The homeowners who win in today’s market aren’t the ones waiting it out or stepping back. They’re the ones who adapt from the start.
A number of homeowners this year didn’t get the outcome they wanted. But it’s not because something’s wrong with the market. It’s because something wasn’t right with their expectations.
Realtor.com reports 57% more homes have been taken off the market compared to last year. That means they listed... but didn’t sell. But here’s the honest truth. It was mostly because of two things: price and timing.
And if the … (8 comments)

home prices: The Best Affordability in 2.5 Years - 11/18/25 01:59 PM

Big news for homebuyers. Affordability has hit a 2.5-year high.
And here’s why.
Mortgage rates have been trending down and home prices are moderating.
That means the math on buying a home looks a lot better than it did the past couple of years.
If you’ve been waiting for a sign that it’s time to take another look, this is it. The affordability challenge isn’t solved, but it is better.
Let’s see what’s possible now. DM me if you want to see how this changes your buying power.

Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake Mary, FL 32746
Ph: (407) 641-1531
Fax: (407) 205-1951
email: info@phphouses.com
Let’s Connect:
Facebook
Linkedin
Twitter
Instagram
The information contained, and the opinions expressed, … (0 comments)

home prices: Thought the Market Passed You By? Think Again. - 10/30/25 02:00 PM

If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is offering something you haven’t had in a while: options.
Experts agree, buyers are in a better spot right now than they’ve been in quite a long time. Here’s what they have to say.
Affordability Is Finally Improving Lisa Sturtevant, Chief Economist at Bright MLS, says affordability is finally starting … (3 comments)

home prices: If Your House Isn’t Selling It May Be Your Asking Price Quote - 10/28/25 03:32 PM

If your house isn’t selling, it may be your price.
The #1 reason homes aren't bringing in offers today is because they’re priced too high for the current market, and that’s turning off buyers.
But here’s the good news: you probably don’t need a big price cut to get results.
Data shows the typical price reduction right now is only about 4%. And that small shift in your pricing strategy can make a real difference.
If you’re ready for something to change, you have to be willing to make a change.
Ask your agent how much they recommend based on what’s selling in your neighborhood right … (3 comments)

home prices: The Reason Homes Feel Like They Cost So Much (It’s Not What You Think) - 10/23/25 06:39 AM

Scroll through your feed and you’ll see plenty of finger-pointing about why homes cost so much. And according to a national survey, a lot of people believe big investors are to blame.
Even though data shows that’s not true, nearly half of Americans surveyed (48%) think investors are the top reason housing feels so expensive (see graph below):
But that theory doesn’t actually hold up once you look at the data.
The Truth About Investors Investors do play a role in the housing market, especially in certain areas. But they’re not buying up all the homes like so many people on social … (3 comments)

home prices: Is the Housing Market Going To Crash? Here’s What Experts Say - 10/20/25 09:24 AM

If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth.
The data doesn’t point to a crash. It points to slow, continued growth.
And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small, short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years.
The Real Story Is in the Expert ForecastsIn the Home Price Expectations Survey (HPES) from Fannie … (4 comments)

home prices: 1 in 5 Sellers Are Dropping Their Price Today - 10/17/25 09:08 AM

Have you heard? 1 in 5 sellers are dropping their asking price right now.
And that opens the door for buyers like you to negotiate for a better price.
You’ve got more leverage than you’ve had in years.
Want to know which negotiation tactics are actually working for buyers here in our local market?
DM me and I’ll give you the details.

Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake Mary, FL 32746
Ph: (407) 641-1531
Fax: (407) 205-1951
email: info@phphouses.com
Let’s Connect:
Facebook
Linkedin
Twitter
Instagram
The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. The author does not guarantee or warrant the accuracy or completeness of the … (5 comments)

home prices: The $280 Shift in Affordability Every Homebuyer Should Know - 10/16/25 07:53 AM

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a little bit easier.
Let’s break this down into real dollars, so you can see the difference this could make for you (and your move).
Monthly Payments Are Coming DownOne of the clearest signs of this shift is in monthly payments. The latest data from Redfin shows mortgage payments … (5 comments)

home prices: Prices Are Up in Half of Metros and Down in the Other Half Graph - 10/10/25 08:03 AM

You’ve probably seen headlines saying home prices are flat. But that’s not the full story.
In half of the largest U.S. metros, prices are still rising. In the other half, they’re easing a bit. Average those together and the numbers look flat, but what’s really happening depends entirely on where you live.
That’s why knowing your local trend is everything. Has anyone stopped to explain to you what’s really happening right here, right now?
If you want to know the latest on our area and what it means for your plans, DM me or drop a comment below.

Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake … (1 comments)

home prices: Why Home Prices Aren’t Actually Flat - 10/08/25 08:15 AM

If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat. And at first glance, that sounds simple enough. But here’s the thing. The reality isn’t quite that straightforward.
In most places, prices aren’t flat at all.
What the Data Really ShowsWhile we’ve definitely seen prices moderate from the rapid and unsustainable climb in 2020-2022, how much they've changed is going to be different everywhere.
If you look at data from ResiClub and Zillow for the 50 largest metros, this becomes very clear. The real story is split right down the middle. Half of the metros are still … (2 comments)

home prices: Top 2 Factors That Would Make Homebuyers More Comfortable - 10/03/25 02:34 PM

What would make you feel more comfortable making a move?
63% of would-be homebuyers say lower home prices.
50% say lower mortgage rates.
If that’s what you want too, here’s the update you’ve been looking for.
Experts are projecting single-digit price increases in many markets this year. Some areas will even experience slight declines. That’s a far cry from the 20% rise we saw just a few years ago.
At the same time, mortgage rates have eased from their recent highs.
While it’s not enough to completely change the game on affordability, both trends should stick around going into 2026.
If you want to talk through how … (1 comments)

home prices: Why October Is the Best Time To Buy a Home in 2025 - 10/02/25 09:06 AM

If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025:
“By mid-October, buyers across much of the country may finally find the combination of inventory, pricing, and negotiating power they’ve been waiting for—a rare opportunity in a market that has been tight for most of the past decade.” So, if you’re ready and able to buy right now, shooting for this month means you should see:
More homes to choose from Less competition … (3 comments)

home prices: What Buyers Say They Need Most (And How the Market’s Responding) - 10/01/25 08:27 AM

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme. They want affordability to improve, specifically prices and rates (see below):
Here’s the good news. While the broader economy may still feel uncertain, there are signs the housing market is showing some changes in both of those areas. Let’s break it down so you know what you’re working with.
Prices Are Moderating Over the past few years, home prices climbed fast, sometimes so fast it left many buyers feeling shut out. … (4 comments)

home prices: Why Buyers and Sellers Face Very Different Conditions Today - 09/24/25 02:01 PM

There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live. Curious what's happening in your state?
These 3 maps show how the split is playing out across the country. In each one:
Darker Shades of Blue = Buyer friendly Lighter Shades of Blue = Seller strong Inventory Sets the StageWhile the number of homes for sale has improved pretty much across the board, how much growth we’ve seen can look dramatically different based on where you live. And that impacts who has … (1 comments)

home prices: 3 Reasons Affordability Is Showing Signs of Improvement This Fall - 09/22/25 06:56 PM

For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work. Home prices shot up. Mortgage rates too. And a number of people hit pause because it just didn’t feel possible. Maybe you were one of them.
But there’s some encouraging news. If you’ve been waiting for a better time to jump back in, affordability may finally be showing signs of improvement this fall.
The latest data from Redfin shows the typical monthly mortgage payment has been coming down, and is now about $290 lower than it was just a few months ago (see graph … (2 comments)

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