housing market: Buying Sooner Could Build You More Wealth by 50
- 06/05/26 07:10 AM
Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider.
Buyers who get into their first home around age 30 build about $119,000 more in net worth by age 50 compared to those who wait until their 40s.
So, every year you spend saving for the "right" moment could quietly chip away at your future wealth.
That doesn’t mean buy before you’re ready. But it does mean, if you’re ready and able to buy now, it may be a better strategy than waiting.
DM me and let's map out what timeline fits your situation and our market. You … (1 comments)
|
housing market: What Rising Inflation Means for Your Move
- 06/04/26 08:06 AM
Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.
Inflation Went Up – Here’s What That Actually MeansThe government tracks inflation in a variety of ways. One is something called PCE – the Personal Consumption Expenditures Price Index. It measures how much more (or less) people are paying for goods and services compared to a year ago. And just based on your own expenses, you can probably guess which way … (3 comments)
|
housing market: Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers
- 06/01/26 07:45 AM
You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.
That’s the reality for a lot of buyers right now. Affordability is tight.
But don’t let that discourage you. Going smaller might actually be a smart play in today’s market – and the upside can be bigger than you'd think. Let’s break down two places to look where smaller won’t necessarily feel like a compromise.
Homebuilders Are Focused on Smaller Options LatelyFor starters, smaller is kind of on trend right now. Newly built homes have been shrinking … (2 comments)
|
housing market: The Longer House Sits, the Less It Sells For
- 05/29/26 06:48 AM
Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.
The longer a house is on the market without any offers, typically the lower the eventual sale price.
So, how do you know that right number to list at? You lean on a pro.
The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.
DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as … (1 comments)
|
housing market: The Real Reason Some People Are Still Moving Right Now
- 05/28/26 07:46 AM
You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.
And honestly? A lot of people feel that way right now. But here’s what some are starting to realize.
Waiting doesn’t usually fix the thing that made you want to move in the first place.
Your family still desperately needs more room. Your empty nest still feels too...empty.
Your parents or grandparents still need you to live closer.
You just got married... or divorced.
Your vision of retirement has you living somewhere else.
Eventually, life can reach … (2 comments)
|
housing market: The Truth About Affordability Today
- 05/27/26 07:04 AM
Let's be real with each other for a second about affordability. Because you deserve someone who will be honest and transparent about what’s going on, especially if you’ve got a move on your mind.
Here’s the full picture of what’s happening and why. The good – and the bad. So, you know what it truly means for your move. Because while rates are certainly a big part of affordability, they’re not the only factor at play.
Mortgage Rates Have Been RisingAfter a year or more of rates trending down, they’ve started to climb again. And, if you’re looking to buy, that’s not what … (2 comments)
|
housing market: What Most Veterans Don't Know About Their VA Home Loan Benefit
- 05/26/26 07:33 AM
Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.
But many are closer than they think. And you might be, too.
If you’re a Veteran, you probably know the Veterans Affairs (VA) home loan benefit exists – it's been around for over 80 years. What you might not know is what it actually covers. Three misconceptions trip up Veterans the most (see graph below):
Any one of those beliefs could be holding you back. Let’s walk through all three, so you have the information you really need.
You May Not Have To … (4 comments)
|
housing market: Newly Built Home Prices at 5-Year Low
- 05/22/26 07:10 AM
Now might be a smart time to look at newly built homes.
Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.
It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.
Builder perks and lower prices? That’s a combo worth paying attention to.
DM me to talk through what’s available in our area and which builders are offering the best incentives today.
Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake Mary, FL 32746
Ph: (407) 641-1531
Fax: (407) … (1 comments)
|
housing market: Newly Built Home Prices Hit a 5-Year Low
- 05/21/26 09:48 AM
If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.
The median sale price of a newly built home is now at its lowest level since 2021, according to the latest data from the Census. And on top of that, builders are still rolling out incentives to bring buyers through the door.
Here's what's happening, and what it means if you're shopping right now.
Prices on Newly Built Homes Have Come DownAfter a steep climb during the pandemic years, prices have eased a bit. The median sale price of newly … (3 comments)
|
housing market: Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.
- 05/20/26 08:33 AM
You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate.
Here's the thing. He's not wrong. But he only has half the story. And the half he's missing? It changes everything.
Spoiler: homeowners are on stronger footing than the headlines suggest, and the housing market has more going for it than most people realize.
The Headline Number Is Real, But It’s Missing ContextYes, according to the Federal Reserve, there is currently about $14 trillion in mortgage debt … (3 comments)
|
housing market: The Gap Between Seller Pricing Expectations and Reality
- 05/19/26 08:16 AM
80% of homeowners still expect to get their asking price or more when they sell. But right now, only about 40% actually do.
That might sound surprising, but it’s not. It’s normal.
The issue is where those outdating pricing expectations are coming from.
Some sellers are still pricing high just to “see what happens.” And that strategy doesn’t work now that inventory has grown.
When a house is priced above where it should be today, buyers don’t negotiate. They move on to other options.
That’s when homes sit, and sellers have to slash prices – sometimes below what they could’ve gotten if they’d just priced right … (3 comments)
|
housing market: Are Home Prices Going To Fall?
- 05/18/26 07:19 AM
It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?”
With everything in the news, that concern makes some sense. No one wants to make a big financial decision at the wrong time. But here’s what’s important to know. You don’t want to get hung up on the few places seeing slight declines right now.
When you zoom out and look at the full picture, home prices usually rise over time.
What the Data Really ShowsTake a look at the visual below. It uses data from Case-Shiller and Bilello to show how home … (1 comments)
|
housing market: The Pricing Mistake That Could Cost You Your Sale
- 05/14/26 04:27 AM
Most sellers come into the market with one number in mind. And it’s often the one that costs them the most. That's their asking price.
A survey from Realtor.com shows about 8 in 10 (80%) of sellers expect to sell at or above their asking price today. But here’s where things get interesting.
In reality, only about 4 out of every 10 (roughly 40%) actually do.
That’s a big gap. And it’s where a lot of sellers get caught off guard. So, why the disconnect? And how can you set yourself up to be one of the 4 in 10 that get top dollar?
Let’s … (4 comments)
|
housing market: Why Staging Your House Could Pay Off This Spring
- 05/11/26 06:29 AM
Selling your house this season? You’ve probably heard you should stage it before it hits the market. But what does that really mean – and is it worth the effort?
The short answer is “yes,” especially right now.
With more houses for sale this year, you’re likely wondering how to make the most money possible without your house sitting on the market. The answer is staging. It can help your house stand out, bring in stronger offers, and sell faster. As Nadia Evangelou, Principal Economist at the National Association of Realtors (NAR), puts it:
“Staging matters. Preparing the home to be ‘buyer-ready’ attracts more … (3 comments)
|
housing market: Could Co-Buying Be the Answer for Some First-Time Buyers?
- 05/07/26 08:25 AM
For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. But some buyers are getting creative and finding a way to still make the numbers work – and that’s through co-buying.
The Dream Is Still Alive. The Math Just Isn’t Working for Everyone.Young people haven’t given up on the dream of owning a home – not even close. According to FirstHome IQ, homeownership still ranks among the top life goals for the next generation.
The problem? 73% of Gen Z and millennial buyers cite affordability as the reason for not making homeownership a priority. And it shows. … (3 comments)
|
housing market: The Secret To Selling Fast, No Matter the Market
- 05/06/26 06:58 AM
When you put your house on the market, you don’t just want it to sell. You want it to sell fast. But the thing is, nationally, it’s taking a little longer to sell lately. And that slowdown can feel frustrating if you want a fast process. Here’s what you need to realize.
In every market right now, there’s one clear exception:
Well-priced, well-presented homes are still selling, and it’s often faster than you’d expect.
If you can tap into that, you can still set yourself up to move quickly, too. Here’s how to get it done.
How Long It Takes To Sell TodayAccording to Realtor.com, … (3 comments)
|
housing market: Signs Other People Are Still Moving
- 05/05/26 07:23 AM
“Should I just wait?” It’s one of the most common questions right now. Maybe you’re even asking yourself the same thing.
While the right time to make a move will ultimately depend on your situation, here’s what I can tell you.
People are still buying and selling, even with everything going on – that means you can too.
Pending sales are up from last month, and a lot more buyers are applying for mortgages than this time last year.
So, if moving still matters to you, you don’t have to wait.
You just need a plan that works for today. Want to figure out what that … (2 comments)
|
housing market: 4 Ways To Give Your Offer an Edge This Spring
- 05/04/26 08:07 AM
Looking to buy a home this season? Here's what you should know.
Buyers have more leverage today than they’ve had in years. There are more homes to choose from and, in many areas, sellers are more open to negotiation.
But that doesn’t mean competition is gone completely. These days, it varies a lot depending on where you’re hoping to move.
If you’re buying in a popular neighborhood, or in a market where there aren’t many homes for sale, you may still find yourself competing with another buyer.
And that’s especially true in the Spring. Here's how to stay one step ahead … (1 comments)
|
housing market: Lower Prices or Higher Rates? The Trade-Off Defining 2026’s Housing Market
- 05/01/26 08:40 AM
What's Really Happening Out There — And What It Means For You.
The Big Picture in Plain English The housing market in 2026 is sending mixed signals. Fewer homes are selling. Mortgage rates are creeping back up. And many buyers have stepped back to wait and see. But here's the twist — that same slowdown is quietly creating real opportunities for people who are ready to act.
Let's break it all down in simple terms.
🔑 Four Things Every Homebuyer and Seller Should Know Right Now1. Mortgage Rates Went Back UpEarlier this year in February, the average 30-year mortgage rate briefly dipped to 5.99% — the lowest it … (2 comments)
|
housing market: Is Late May the Best Time To List Your House?
- 04/30/26 03:18 PM
You may have heard April 12-18 was the “best week” to list your house. That’s based on a report from Realtor.com. But now that it’s passed, you may be wondering if you missed your moment.
Here's the good news – you didn’t.
Because the reality is, there isn’t just one perfect week to sell your house this Spring. There’s a window. And right now, you’re still in it.
Your Window To Sell Is Still Wide OpenHere’s why. Different organizations run studies like this every year. And they don’t always land on the exact same week. That’s okay. It’s because they're using different research methods … (1 comments)
|
Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider.
;)
;)
;)
