housing prices: What To Expect from the Housing Market in the Second Half of 2026 - 07/09/26 09:03 AM
If the first half of this year has left you feeling stuck, you're not the only one. Mortgage rates stayed higher than people wanted. Affordability remained tight. And uncertainty overseas added another layer of pressure nobody saw coming.
That's why so many people are asking the same question: Will the second half of the year be any better for the housing market?
While nobody has a crystal ball, there are a few encouraging signs things could start moving in a better direction. Here's what to watch.
Mortgage Rates Could Be Near a Turning Point One of the biggest reasons mortgage rates haven't come down yet … (2 comments)

housing prices: The 1 Factor That Explains Everything Happening with Home Prices Right Now - 06/29/26 09:34 AM
You've probably heard that home prices are cooling off. And that's true – nationally. But zoom in on individual markets across the country, and the picture looks completely different depending on where you are.
Some areas are still seeing solid price growth. Others have gone flat. A few have actually dipped slightly negative. So, what's causing all of that variation? 
It All Comes Down to InventoryHere's the simple version:
When there are more homes for sale, buyers have options.
More options, means less competition.
Less competition means sellers can't push prices as high.
On the flip side, when inventory is tight, buyers are … (2 comments)

housing prices: Think Home Prices Will Crash? Here's What the Experts Actually Expect. - 06/23/26 07:34 AM
One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.
Some believe a crash is coming and they'll get a better deal if they hold off.
Others worry they'll buy now and watch their home's value fall later.
And nobody wants to overpay or buy right before values drop. But here's the question worth asking:
What if the crash you're waiting for isn't actually coming?
Because that's what the latest data suggests.
Experts Are Not Calling for a CrashIf you've spent any time online lately, you've seen posts claiming home prices … (0 comments)

housing prices: Home Prices Are Rising in Two Thirds of Markets - 06/16/26 06:13 AM
If you spend enough time online, you'd probably think home prices are crashing or they’re about too.
But the data tells a different story.
According to Realtor.com, home prices are still rising in 71% of housing markets across the country.
That's the majority of markets.
Yes, some areas are seeing slight price declines. But they're the exception, not the rule.
That's why it's important to be careful about where you're getting your housing market information.
The internet loves dramatic headlines. The data usually tells a more complete story.
Want to know what's actually happening with home prices in our area? Send over a message.
 
Contact us:
PHP Houses
142 W Lakeview … (3 comments)

housing prices: Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers - 06/01/26 07:45 AM
You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.
That’s the reality for a lot of buyers right now. Affordability is tight.
But don’t let that discourage you. Going smaller might actually be a smart play in today’s market – and the upside can be bigger than you'd think. Let’s break down two places to look where smaller won’t necessarily feel like a compromise.
Homebuilders Are Focused on Smaller Options LatelyFor starters, smaller is kind of on trend right now. Newly built homes have been shrinking … (2 comments)

housing prices: The Longer House Sits, the Less It Sells For - 05/29/26 06:48 AM
Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.
The longer a house is on the market without any offers, typically the lower the eventual sale price.
So, how do you know that right number to list at? You lean on a pro.
The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.
DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as … (1 comments)

housing prices: 3 Things That Are Not Going To Happen in Today's Housing Market - 04/23/26 08:17 AM
There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision.
A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:
Mortgage rates The number of homes for sale Home prices But a lot of what you may be hearing on those is based more on misconceptions. Not facts. So, let’s break it down and separate fact from fiction.
Misconception #1: “I’ll Just Wait, Because Mortgage Rates Are Going … (2 comments)

housing prices: Home Prices Expected To Rise Nationally for the Next 5 Years - 04/03/26 07:53 AM
You’ve probably seen influencers online saying home prices are about to crash. But don’t believe everything you hear.
This is what housing market experts are saying.
Nationally, home prices are expected to keep rising over the next five years. Not at the breakneck pace we saw a few years back, but steadily.
So, where’s the confusion coming from? Some markets are seeing small price declines right now – and that’s what’s getting amplified online. But it’s not the full picture.
When you average price trends across the entire country together, prices are going up, not down. And this isn’t a crash.
f you want clarity on … (2 comments)

housing prices: Don’t Let Home Prices Headlines Fool You - 04/01/26 06:46 AM
Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need.
The truth is prices are going to vary depending on where you live. But they're not crashing.
Here’s what you need to know.
The Local Perspective: Home Price Trends by AreaThe biggest thing feeding into the confusion online is how different home price trends are by area right now. Take a look at this data from ResiClub and Zillow (see … (1 comments)

housing prices: Are Home Prices Dropping? Here’s the Real Story. - 03/04/26 08:37 AM
You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder:
Is this the start of a crash?
What does this mean for my house?
Let’s clear this up right away. This is not a crash. And your home is not suddenly losing a lot of value.
The National Story – Prices Are Still Going UpHere’s what often gets left out of what you’re seeing online. While some markets are experiencing slight declines, they’re the minority. Most places are still seeing prices rise or at the very least, hold steady.
That’s why, … (4 comments)

housing prices: Do You Know What Your House Is Really Worth - 02/17/26 09:19 AM
If there’s one number you should know as a homeowner, it’s how much your house is worth.
Not your mortgage rate.
Not the price you paid.
What it’s valued at right now. Because home values jumped nearly 50% over the last five years, and if I were you, I’d want to know what that means for my house.
If you want a free, no-pressure home value estimate, let’s connect.
 
Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake Mary, FL 32746
Ph: (407) 641-1531
Fax: (407) 205-1951
email: info@phphouses.com
Let’s Connect:
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Linkedin
Twitter
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The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. The author does not guarantee or … (3 comments)

housing prices: 2026 Housing Market Forecast Snapshot - 01/16/26 07:22 AM
Wondering what 2026 has in store for the housing market? Here’s a quick snapshot of what the experts are saying.
Mortgage rates are going to stay in the low 6s.
There will be more homes to choose from.
And price growth is going to slow down.
That combination will help affordability improve even more this year, but it’s going to look different market to market.
Want to know what’s expected for our area? DM me or drop a comment below.
 
Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake Mary, FL 32746
Ph: (407) 641-1531
Fax: (407) 205-1951
email: info@phphouses.com
Let’s Connect:
Facebook
Linkedin
Twitter
Instagram
The information contained, and the opinions expressed, in this article are not intended to be … (2 comments)

housing prices: The 3 Housing Market Questions Coming Up at Every Gathering This Season - 12/03/25 04:05 PM
Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation.
Here are the top three questions on a lot of people’s minds this season, and straightforward answers to help you feel more confident about the market.
1. “Will I even be able to find a home if I want to move?”Yes, more than you could a year or two ago.
The number of homes for sale has been rising over the past few years. According to data from Realtor.com, there have been more than one million homes … (5 comments)

housing prices: How To Find the Best Deal Possible on a Home Right Now - 12/01/25 10:05 AM
Want to know how to find the best deal possible in today’s housing market? Here’s the secret. Focus on homes that have been sitting on the market for a while.
Because when a listing lingers, sellers tend to get more realistic – and, more willing to negotiate. And that’s where the savviest buyers are finding homes other buyers overlook.
The Opportunity: 1 in 5 Homes Has Had a Price Cut This YearAccording to Realtor.com, about 1 in every 5 listings (20.2%) have dropped their asking price at least once. And while so many things in today’s housing market vary by region, that number … (4 comments)

housing prices: Why Your Home Equity Still Puts You Way Ahead - 11/05/25 08:03 AM
If you’ve seen headlines about home prices dropping, it’s easy to wonder what that means for the value of your home too. Here’s what you really need to know.
Even with small price declines in some markets, data shows you’re likely still way ahead. And that’s thanks to your home equity.
The Relationship Between Home Prices and EquityHome equity moves in sync with home prices. When prices rise, equity builds. When prices cool (even just slightly), equity growth does too. Here's how that’s played out lately.
After the record-setting home price surge of 2020 and 2021, a little cooling was inevitable.
Back then, the number … (3 comments)

housing prices: 1 in 5 Sellers Are Dropping Their Price Today - 10/17/25 09:08 AM
Have you heard? 1 in 5 sellers are dropping their asking price right now.
And that opens the door for buyers like you to negotiate for a better price.
You’ve got more leverage than you’ve had in years.
Want to know which negotiation tactics are actually working for buyers here in our local market?
DM me and I’ll give you the details.
 
Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake Mary, FL 32746
Ph: (407) 641-1531
Fax: (407) 205-1951
email: info@phphouses.com
Let’s Connect:
Facebook
Linkedin
Twitter
Instagram
The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. The author does not guarantee or warrant the accuracy or completeness of the … (5 comments)

housing prices: 2026 Housing Market Outlook - 10/15/25 08:04 AM
After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same.
More Homes Will SellWith all of the affordability challenges at play over the past few years, many would-be movers pressed pause. But that pause button isn’t going to last forever. There are always people who need to move. And experts think more of them will start to act in 2026 (see graph below):
What’s behind the change? Two … (2 comments)

housing prices: Prices Are Up in Half of Metros and Down in the Other Half Graph - 10/10/25 08:03 AM
You’ve probably seen headlines saying home prices are flat. But that’s not the full story.
In half of the largest U.S. metros, prices are still rising. In the other half, they’re easing a bit. Average those together and the numbers look flat, but what’s really happening depends entirely on where you live.
That’s why knowing your local trend is everything. Has anyone stopped to explain to you what’s really happening right here, right now?
If you want to know the latest on our area and what it means for your plans, DM me or drop a comment below.
 
Contact us:
PHP Houses
142 W Lakeview Ave
Unit 1030
Lake … (1 comments)

housing prices: Don’t Let Unrealistic Pricing Cost You Your Move - 10/09/25 02:33 PM
These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market.
And the risk isn’t just missing out on offers, it’s missing out on the move you needed to make in the first place.
The Real Pitfall of OverpricingMany homeowners remember what their neighbor’s house sold for a few years ago, and they want to chase that same sky-high number. … (2 comments)

housing prices: Why Home Prices Aren’t Actually Flat - 10/08/25 08:15 AM
If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat. And at first glance, that sounds simple enough. But here’s the thing. The reality isn’t quite that straightforward.
In most places, prices aren’t flat at all.
What the Data Really ShowsWhile we’ve definitely seen prices moderate from the rapid and unsustainable climb in 2020-2022, how much they've changed is going to be different everywhere.
If you look at data from ResiClub and Zillow for the 50 largest metros, this becomes very clear. The real story is split right down the middle. Half of the metros are still … (2 comments)

 
Walter DiLoreto, Real Estate Short Sale Specialist (PHP Houses)

Walter DiLoreto

Real Estate Short Sale Specialist

Lake Mary, FL

More about me…

PHP Houses

Address: 142 W Lakeview Ave, Ste 1030, Lake Mary, FL, 32746

Office: (407) 519-0719

Fax: (407) 205-1951



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