refinance: Will I save money going directly to a mortgage lender?
- 06/19/08 07:46 AM
Not necessarily. In fact, if you are a reasonably astute shopper, you will probably do better dealing with a mortgage broker. Mortgage brokers do not add any net cost to the lending process, because they perform functions that would otherwise have to be done by employees of the lender. Furthermore, because mortgage brokers deal with multiple lenders -- in a typical case, 25 to 30, sometimes more -- they can shop for the best terms available on any given day. In addition, they can find the lenders who specialize in various market niches that many other lenders avoid, such as loans … (2 comments)
refinance: When does it make sense to refinance?
- 06/19/08 07:32 AM
Usually people refinance to save money, either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation:Calculate the total cost of the refinance Calculate the monthly savings Divide the total cost of the refinance (#1) by the monthly savings (#2). This is the "break even" time. If you own the house longer than this, … (0 comments)
refinance: Gas Saving Tips!
- 06/17/08 08:58 AM
Drive Sensibly Aggressive driving (speeding, rapid acceleration and braking) wastes gas. It can lower your gas mileage by 33 percent at highway speeds and by 5 percent around town. Sensible driving is also safer for you and others, so you may save more than gas money.
Avoid Excessive Idling Idling gets 0 miles per gallon. Cars with larger engines typically waste more gas at idle than do cars with smaller engines.
Use Cruise Control Using cruise control on the highway helps you maintain a constant speed and, in most cases, will save gas.
Use Overdrive Gears When you … (0 comments)
refinance: Mortgage Update
- 06/17/08 08:50 AM
Market Update: Manufacturing in New York region dropped 8.7% in June, more than the market-estimated 2% monthly drop. The US Dollar fell against the Euro and Yen. Oil touched a new record of $139.89 a barrel today as investors moved into commodity investments to protect against Dollar depreciation. The national average price for a gallon of regular unleaded gas rose to another record high of $4.077. More than half of the states in the country are paying over $4 a gallon for gas. The Stock market traded lower, dragged by the soaring oil prices and concerns over the weakening dollar. The … (0 comments)
refinance: We need more Fun Facts!
- 06/13/08 06:52 AM
Hello Everyone! We are running out of interesting facts for the "Fun Fact" section of our website. Please email us your interesting facts, if they are good, we will put them on the website! If you would like, we will also link you to the Fact(s) you submit (example: John from Dublin, CA or John Dough from Dublin, CA) on our Website. If your fact makes our website we will send you a $5.00 Starbucks gift card. Submit your fun and interesting facts to dustin@piffinancial.com. Here is the direct link to the "Fun Fact" section of our website... http://www.piffinancial.com/funfact.html Please check out our … (0 comments)
refinance: Day On The Glen 2008
- 06/12/08 10:34 AM
Hey Everyone! Dublin's annual "Day On The Glen" will be held this year on Saturday, September 20th and Sunday, September 21st. "Day On The Glen" is held at Emerald Glen Park on the corner of Tassajara Road and Gleason Drive, in Dublin. This is one of Dublin's best event's next to the "St. Patrick's Day Festival." For Kids...
Carnival Attractions, Jumpers, & Rides! Petting Zoo Tot Lot Play Area Face Painting Balloon Animals Roaming Entertainment Games, Crafts and more! For Teens... The Skate Park will be open as well as other unannounced activities Sports Competition... There will be several sports competitions for all … (0 comments)
refinance: Supporting Local Business's
- 06/12/08 05:02 AM
Please check out our website at www.piffinancial.com then click on the "Proud Partners" tab and you will find a page that looks similar to this. We will be constantly adding new business's to this section so check back frequently. You will also find many other useful resources at www.piffinancial.com. If you have any questions please feel free to give us a call at 925-828-0302. Also, any comments to help us improve our website are greatly appreciated. Please don't be scared to call, we are a no pressure brokerage and we will not hound you to refinance or buy real estate.
Visit www.piffinancial.com/mortgagenews.php for more information. … (2 comments)
refinance: Helpful Calculators and Booklets for Home Owners & Home Buyers
- 05/27/08 09:03 AM
Booklets 33 Ways To Sell Your Home Fast Home Buyers Handbook Credit Scoring Booklet Equity Management Booklet Reverse Mortgage Booklet Pre-Lending Package Calculators Mortgage Calculator Interest-Only Calculator How Much Can I Save by Consolidating My Debt? Amortization Calculator Bi-weekly Calculator For more information, give us a call at 877-771-7377 or check out our website at www.piffinancial.com. If you are thinking about purchasing a new home or if you have any questions about refinancing the home you are living in now, give us a call, we can help! … (2 comments)
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