RECENT BLOG POSTS
A hybrid adjustable-rate mortgage (ARM) is one where the interest rate on the note is fixed for a period of time, then floats thereafter. The "hybrid" refers to the blend of fixed rate and adjustable rate characteristics found in hybrid ARMs. Hybrid ARMs are referred to by their initial fixed per...
04/16/2007
A lot of good facts here, I agree with the huge amount of inventory.  I have several clients that are Pre Approved that are having difficulty choosing the home they want, more & more homes are becoming available everyday.  I hope the economy returns the favor as written...Will the economy return ...
04/12/2007
I have receiving more & more questions from agents on Reverse Mortgages.  Here are the facts: Whether seeking money to finance a home improvement, pay off a current mortgage, supplement their retirement income, or pay for healthcare expenses, many older Americans are turning to "reverse" mortgage...
04/12/2007
                                        Federal regulators should have the authority and the responsibility to end abusive lending practices, Sen. Hillary Rodham Clinton says in a letter that urges the Federal Reserve Board to act quickly in finalizing guidance on subprime lending. "We should tak...
04/12/2007
                                                        The Mortgage Bankers Association announced its support of the basic underpinnings of a proposed Residential Mortgage Licensing System (RMLS) that it is hoped will make the regulatory system more efficient and uniform for states and for mortg...
04/11/2007
"Here we are looking at mortgage rates for the first week of the year's second quarter and we might as well be looking at the rates for the beginning of the year. For fourteen week rates have moved up and down within a narrow range of 14 to 20 basis points, ending up, in the case of the 30-year f...
04/11/2007
Here is agreat resouce I wanted to share: "As we have seen in the industry, there are serious consequences for failing to educate potential homebuyers about the repercussions associated with their mortgage. Millions of homeowners are about to lose their homes because they were not properly educat...
04/11/2007
Financial decisions are one of the most important decisions to make in your life. Intelligent financial decisions go beyond the issues of normal savings or periodical investments. You may be faced with a tough decision in order to improve your personal financial situation. A mortgage refinance is...
04/11/2007
Great article I wanted to share with everyone.By Alton Gary Simpson of BrokerUniverse"American Homestar Corp. is partnering with The Home Depot to provide housing to the Gulf Coast markets affected by 2005's devastating hurricane season. After Hurricanes Katrina and Rita, more than 250,000 homes ...
04/10/2007
                                              More sugar candy comments by Lereah & the NAR in an attempt to influence the market.  Article from MortgageNewsDaily: "David Lereah, the chief economist for the National Association of Realtors (NAR) has weighed in on the bankruptcies, foreclosures, a...
04/10/2007
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