walnut creek mortgages: Rate Guard Mortgage Market Update Feb 25th - 02/25/11 02:59 AM
A Fabulous Friday Morning to all, Morning Economic News: GDP Annualized was revised down from 3.3% to 2.8%, Personal Consumption Expenditure’s came in well under expectations, Consumer sentiment shows an increase in consumer confidence. Advice: We have had a nice rally ..lock prior to a correction. Have a great weekend! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb 24th - 02/24/11 02:55 AM
A Terrific Thursday Morning to all, Morning Economic News: Both Initial and Continuing Jobless Claims drop, Durable Goods Orders are disappointing, New home Sales come in under expectations. Focus is still on the Mid East be careful.. Have a Great Day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb 23rd - 02/23/11 02:56 AM
A Wonderful Weds Morning to all, Morning economic news: Existing home sales beat expectations..up 2.7% from the previous month. Be careful as the focus on the Mid East settles.. Tip for business expenses 2011 Have a great day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb 22nd - 02/22/11 02:56 AM
A Terrific Tuesday Morning to all, Morning Economic News: Consumer Confidence and Richmond FED Manufacturing Index both beat expectations, S+P Case Shiller Home Price Index droops to 2009 levels. Unrest in the Mid- East and rising oil prices have center stage. Be careful.. Have a great day! Please Note: This blog will shift to http://www.mortgagemarketinsight.org/ at the end of the month. … (1 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb 16th - 02/16/11 02:53 AM
A Wonderful Weds Morning to all, Morning Economic news: Building Permits down, Housing starts were up ( mainly to beat the changes in building codes), Industrial production came in under expectations. PPI (Producer Price Index measures inflation) was up. Have a great day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage market Update Feb. 15th - 02/15/11 02:50 AM
A Terrific Tuesday Morning to all, Morning Economic News: Retail Sales –Autos came in under expectations, Business Inventories Flat, NY St Manufacturing Index up slightly, NAHB Housing Market Index still down./ Import Prices Y-Y up 5.3% : Export Prices M-M up 1.2%:Import Prices M-M 1.5% Soft Retail sales have helped bonds this morning be careful.. Have a great Day … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb14th - 02/14/11 03:18 AM
Happy Valentine’s Day Lean Economic news: FED’s Budget proposal with spending cuts. Be careful as the afternoon progresses.. Have a great day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb11th - 02/11/11 02:55 AM
A Fabulous Friday Morning to all, Morning Economic News: Exports rise faster than imports which is positive, Unrest in the Middle East is helping bonds. Enjoy the weekend! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb 10th - 02/10/11 02:42 AM
A Terrific Thursday Morning to all, Morning Economic News: Both Initial and Continuing Jobless drop (weather could have an effect on initial claims), Wholesale Inventories beat expectations. The positive news will put pressure on bonds be careful! Tomorrow watch for the proposal to phase out Fannie & Freddie… Have a great day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb 9th - 02/09/11 03:03 AM
A Terrific Thursday Morning to all, Lean economic news this morning: Two Fed speeches, concerns with global inflation (mainly China). W-St is due for a correction which might help bonds today! NOTE: We are now following the 4.5% coupon ( we were following the 4%) also coupon rollover day so the lower opening is actually higher. Have a great day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb 8th - 02/08/11 03:03 AM
A Terrific Tuesday Morning to all, Lean economic news with IBD/TIPP economic optimism falling 1.9% from Jan, China raises interest rates…which could have a delayed ripple effect if demand for one of the fastest growing economies slows demand. Have a great day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb 4th - 02/04/11 03:01 AM
A Fabulous Friday morning to all, Morning Economic News: The Un-Employment Rate drops to 9.0%? Jobs added in Jan are very disappointing.. The headline number looks good however not enough jobs are being added and Feb should see a rise in the un-employment number again. Have a great weekend! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Feb1st - 02/01/11 02:51 AM
A Terrific Thursday Morning to all, Economic news: ISM Manufacturing ( Institute of Supply Management) shows very positive growth, Construction Spending was under expectations. Pressure will be on bonds with a strong ISM number… Have a great Day … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Jan 28th - 01/28/11 02:52 AM
A Fabulous Friday Morning to all, Economic News: GDP annualized comes in under expectations but still shows growth, Personal Consumption beats expectations (consumer spending). Be careful and lock on rally’s. Have a great weekend! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Jan 27th - 01/27/11 02:52 AM
A Terrific Thursday Morning to all, Economic New: Both Initial and Continuing Jobless claims were up, Durable goods orders were down . Be cautious.. we should see some improvement but the markets are very choppy. Have a great day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Jan 26th - 01/26/11 02:45 AM
A Wonderful Weds Morning to all, Economic News: New Homes Sales for the month up 17.5%, Fed Interest Rate Decision is due out later. The markets are choppy ahead of the Fed Interest Rate decision. Have Great Day … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Jan 25th - 01/25/11 03:00 AM
A Terrific Tuesday Morning to all, Economic news: Case Shiller home price year over year was down, Housing price index month over month flat, Consumer confidence beats expectations, Richmond Fed manufacturing was down from the last read. Trading is expected to be choppy again…. So far this morning we have tested the high and low of our current trading range. Have a great day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Jan 24th - 01/24/11 02:51 AM
A Fabulous Monday Morning to all, No domestic economic news today. The markets are focused on corporate earnings which have been positive for the most part. The positive corporate earnings will put pressure on bonds… Be careful and lock on rally’s. Have a great day! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Jan 21st - 01/21/11 02:48 AM
A Fabulous Friday Morning to all, No economic news this morning the focus is on corporate earnings: GE posts very positive earnings, BOA took a larger than expected loss. Next week is a big economic news week but be very careful : We have had very positive economic news of late which has put downward pressure on bonds as investors seek profit’s from equities markets. Have a great weekend! … (0 comments)

walnut creek mortgages: Rate Guard Mortgage Market Update Jan 20th - 01/20/11 02:51 AM
Morning Economic news: Both initial and continuing jobless claims better than expected, Existing home sales were up 12.3%, Leading Indicators up also for the month, Philly Fed Manufacturing survey was under expectations. Advice lock with all the positive economic news the market will be under pressure. Have a great day! … (0 comments)

 
Paul Walton, CMPS (Cherry Creek Mortgage Co)

Paul Walton

CMPS

Benicia, CA

More about me…

Cherry Creek Mortgage Co

Address: 4301 Hacienda Dr Ste 120, Pleasanton, Ca, 94510

Office: (707) 745-1595

Fax: (888) 838-1959

My blog has daily updates with MBS (Mortgage Backed Securities) as this combined with current economic news is what drives interest rates. Good economic news usually is bad for bonds = higher interest rates Bad economic news is normally good for bonds= lower interest rates The bond market and stock market are both active while the markets are open. Investors are either investing in Wall St or running to the safety of bonds depending on market emotion, and current economic news. Economic news that affects both Wall St and MBS (bonds) are jobs reports, manufacturing data, GDP (Gross Domestic Product), housing starts, corporate earnings/ outlook, and inflation to name a few. The higher bonds are = the lower interest rates are. Interest Rates are not included in morning updates due to the factors that affect interest rates, credit scores, location, type of property, loan to value, loan amount, ect. My blog also features changes coming to the Real Estate Market, lending guideline changes, and tips to help address current Real Estate issues. Videos are either hosted via You Tube or at Mortgage Coach’s Utipu account. Let’s make a difference in our world! I hope you enjoy!


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