Many people now have less than perfect credit, it's a sign of the times so to speak. Banks want only the squeaky clean applicants and many of us no longer qualify to buy a home. You may have lost a home and it will be years before you can buy a home. You may never have established credit . Why should you rent when it is as easy to own. It doesn't matter what your story is . Two simple programs now make it easy for you to own a home.
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