Your Central Florida Financing|Housing Resource

By
Mortgage and Lending - Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - NMLS 223305
Nationwide home mortgage lending, Jumbo High Balance Conventional and Government purchase loans, love to serve our Veterans, first time home buyers, buyers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Home Equity Loans and Lines of Credit, Austin Cedar Park Round Rock Georgetown Leander Texas, NMLS #223305

ARCHIVED BLOG POSTS

2008 

As you might be able to tell by some of my Localism posts about the many wonderful places to see and experience, I think that Southern Oregon is not only a wonderful place to visit, but an amazing place to live.                                                    When my family decided to make the...
01/30/2008
 Like Greg and Valri Williams' dream development Verde Village in Ashland, a 62 unit project mix consisting of cottages, single-family homes and 15 affordable housing units that will all be Net-Zero Energy Homes (homes that combine energy-efficient construction, equipment, lighting and appliances...
01/29/2008
The discovery of Gold in the Oregon Territory at Rich Gulch in 1851 created the boom town of Jacksonville, Oregon, like many of those towns established in the California Gold Rush of 1849. The resulting gold rush fever quickly created the prosperity of Jacksonville, the hub of commerce as well as...
01/28/2008
Two of the most prominent topographic features in the Rogue Valley in Southern Oregon are Upper and Lower Table Rocks. These mesa buttes rise immediately above the north bank of the Rogue River near Tou Velle State Park in southwestern Oregon, between Sams Valley and Central Point, providing amaz...
01/28/2008
Although Southern Oregon has a wealth of natural beauty to share with us, one of her special places is Lithia Park. This was one of the first places my family and I discovered upon moving here in June 2004, as we attended the City of Ashland's 4th of July Parade, enjoying the many different food,...
01/24/2008
Rogue Valley Community Development Corporation (RVCDC) held their annual meeting tonight in Ashland, Oregon at the Ashland Community Center across from Lithia Park. Created in 1990 to work with low-to-moderate income people, this non-profit corporation has successfully developed 42 units, and has...
01/23/2008
Well, today is the day. Loan Applications dated January 15, 2008 or later may be subject to this reinstated regulation. Freddie Mac, VA and HUD have all posted similar notifications, making Fannie Mae the last one to the table on this issue. I'm finding that with a such a wide-based and undefined...
01/15/2008
In December 2007, Fannie Mae instituted a requirement that maximum loan-to-value ratios be reduced for loans they make on properties deemed to be in a declining market area, either by the appraiser or by secondary verification sources such as Moody's/Case-Shiller House Price Index. Depending on w...
01/13/2008
It was a beautiful day to go sledding, and we weren't the only Southern Oregon residents to think so!  We headed off to our favorite sledding hill at Table Mountain Winter Play Area just across from Hyatt Lake. This is one of our favorite family time day trips for many reasons. Only 20 miles from...
01/13/2008
The rumors were seeping out earlier this week that big changes are afoot for Countrywide and Bank of America. They are also afoot for Chase and Washington Mutual, but those rumors are yet to be confirmed.Today, Countrywide and Bank of America both gave their respective Press Release confirming th...
01/11/2008
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Karen Cooper

Helping Homeowners w/Home Loans in 27 US States
smartphone(512) 375-2422
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Loving the challenge of a career in mortgage|real estate since 1983, keeping up with the progression of changes in this industry keeps one on their toes. What doesn't kill us makes us stronger, right? Here's to a few more decades of strength building!