With the many changes in the mortgage industry over the past 18 months, I have been pondering the necessary adjustments needed to stay up-to-date with the many underwriting and program guidelines a loan professional needs to be aware of to effectively serve their clients. I have been exploring wo
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03/31/2009
Karen Cooper - Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, put m
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03/29/2009
Karen Cooper - Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, put
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03/29/2009
Mike Jones - my preferred Arizona lender to refer Arizona buyers, homeowners and investors to - makes a great case for moving NOW if you are able to buy or refinance under the current programs and pricing. Getting hung up in endless waiting periods on short sale negotiations with a seller's lende
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03/19/2009
We've been hearing a lot about the Making Home Affordable initiatives, and have been anticipating the release of all the details for the Refinance and Modification programs. The website is up and running today, so many of our answers should be provided. If you are struggling on making your paymen
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03/19/2009
As exciting as it has been to see so many first time home buyers join the ranks of those who have come before them to fulfill their American Dream of Homeownership, sometimes buying a home is not necessarily the right move. Does this mean renters are second class citizens?...Losers vs. winners?..
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03/18/2009
There are many reports out there about how slow some real estate markets are, but it sure doesn't seem that way here in Southern Oregon! Some of the things I'm hearing from buyers this week are: "Darn - there ended up being 4 offers on the home I wanted. We're back to the drawing board again." "I
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03/18/2009
We've been receiving warnings that the Oregon Bond Loan funds were running out, with insufficient interest by investors to purchase the bonds that fund this program. The time has come - funds are gone! Until more bonds have been sold to re-fund the Oregon Bond Loan, first time home buyers in Oreg
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03/18/2009
Looking outside on this rainy, winter day here in Ashland, Oregon, you wouldn't think that spring is so close. But, one of our first signs of spring here in the Rogue Valley are the daffodils. Not only is spring right around the corner, but it seems that the buyers here in Southern Oregon are not
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03/16/2009
Janet makes some great points about how and why a home buyer should take the steps to become fully credit approved, and how a Quality lender will make sure we help that home buyer and their agent get the right tools in to their hands, such as a properly worded, strong PreApproval Letter, so a buy
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03/16/2009
