Many of you have heard about the $8,000 First Time Homebuyer Federal tax credit that is scheduled to sunset December 1, 2009. But, have you heard of the Mortgage Credit Certificate? Nationwide, many Cities and Counties have made this "dollar-for-dollar" federal tax credit program, the Mortgage Cr
...
06/30/2009
It's that time again, time for the outdoor thermostat to creep up over the 90 degree mark, time for the roses, daisies and lavender to give their prolific displays, and time for the Children's Festival in Jacksonville Oregon on the grounds of the Britt Festival.
...
06/29/2009
I have heard from several Oregon Bond borrowers now who are struggling due to financial hardships, and running in to difficulties due to the owner occupancy requirement and the potential recapture tax provision a homeowner may face on an Oregon Bond loan when they sell their home and their income
...
06/24/2009
Here in Southern Oregon, in the traditional peak buying season we're seeing quite a bit of activity in the lower price ranges of the real estate market. Even Ashland, where prices are at the higher end of the scale for the Rogue Valley, sales are picking up. In Medford, White City, Central Point,
...
06/23/2009
Here in this beautiful area of Southern Oregon where the Rogue Valley lays, surroundedby the serene beauty of the Siskiyou and Cascade mountain ranges, lakes, rivers and streams abounding, filled with fabulous family activities for her residents and visitors to enjoy, I find myself wondering if I
...
06/18/2009
Honored to have the opportunity to serve several veterans this week, grateful for the opportunity to help them now in return for their service and sacrifice for our country, I had the opportunity to show the comparisions between some fabulous government loan programs. Using one's VA benefit to pu
...
06/12/2009
It sure has been a busy week this week, with the many first time home buyers taking advantage of the programs that are out there for them. Here are details on one of them: Neighborhood Stabilization Program: Eligible Buyers earning up to 120% of HUD median income, purchasing a home in a Neighbo
...
06/12/2009
Karen Cooper - OR/CA Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment
...
06/10/2009
Back and forth, back and forth goes HUD and the negotiations with participating FHA lenders on the monetization of the $8,000 tax credit approved in 2009. The latest (May 29th) word is that the FHA guidelines have been changed in order to make these funds available at closing to first time home b
...
06/10/2009
A call came in this weekend from a client I worked with back in 2005. We had worked together on multiple real estate transactions for her in Southern California, and again on the purchase of her move up house in Ventura County. Due to the timing of this latest transaction, she was caught - as w
...
06/08/2009
