Your Central Florida Financing|Housing Resource

By
Mortgage and Lending - Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - NMLS 223305
Nationwide home mortgage lending, Jumbo High Balance Conventional and Government purchase loans, love to serve our Veterans, first time home buyers, buyers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Home Equity Loans and Lines of Credit, Austin Cedar Park Round Rock Georgetown Leander Texas, NMLS #223305

ARCHIVED BLOG POSTS

2010 

Is the game up as far the $8,000 tax credit goes if an eligible first time home buyer isn't under contract on a home by April 30th and escrow closed by June 30th? Not if they are an eligible US servicemember like the many Southern Oregon Guardsmen and active military personnel bravely fighting fo...
04/17/2010
What does a home buyer do who was hoping to take the USDA Guaranteed Rural Housing loan when the USDA funding source dried up temporarily? Well, two of the Southern Oregon first time home buyers I am working with switched from the USDA program to an FHA loan. Thankfully, both were able to arrange...
04/17/2010
Today, another first time home buyer was taking the steps to prepare to get under contract so they can open escrow on the home they want to purchase before April 30th. Why do you think they want to do make that date? For the $8,000 tax credit! This buyer is diligently moving forward with their pu...
04/17/2010
A project I work on each year gives me insight in to a section of the healthcare industry, namely long-term care, skilled nursing care and assisted living. I just read a comment along the lines of “one of the healthcare industry’s biggest challenges is delivering quality services while operating ...
04/17/2010
There have been so many things up in the air in the mortgage industry lately - will HUD housing counselors need to be licensed loan originators? Will FHA increase its minimum down payment requirements to 5%? Will Congress approve the allocation of additional funds to the USDA programs instead of ...
04/11/2010
A proposal related to the S.A.F.E. Act of 2008 is being reviewed by HUD which may require that Housing Counselors working for HUD certified housing counseling and non-profit agencies may need to obtain loan originator licenses under the National Mortgage Licensing System and Registry. Say what?!?...
04/11/2010
One of our favorite local getaway spots is Howard Prairie Lake, only 20 minutes outside of Ashland Oregon. Opening day for the resort is April 15th, and we can hardly wait until it warms up a bit more and we can put our boat on the lake for the season. We'll still be up there checking things out ...
04/11/2010
Looking at the monthly statistics for the local real estate market here in Southern Oregon, it is apparent that we’re not quite springing forward out of the real estate slump here in the Rogue Valley. From personal experience, I know the low price ranges of the market have been pretty active with...
04/11/2010
My family and I are big "get out there" kind of people. We work hard, and we've learned how to balance out that hard work with relaxation time.  We love to explore our world around us, and have done so many times via RV since our youngest was born. That kid has been with us while we put over 60,0...
04/08/2010
In a recent webinar on the “Imminent Default” category for homeowners seeking help through The Obama Plans – the Making Home Affordable Programs aka Home Affordable Modification Program – I was pleased to learn the process for homeowners who have not yet defaulted on their home loan that are seek...
04/07/2010
Rainmaker
340,141

Karen Cooper

Helping Homeowners w/Home Loans in 27 US States
smartphone(512) 375-2422
Contact The Author
Loving the challenge of a career in mortgage|real estate since 1983, keeping up with the progression of changes in this industry keeps one on their toes. What doesn't kill us makes us stronger, right? Here's to a few more decades of strength building!