Rachael Hite

 What's this?   Free money for those individuals who own a home and want to improve it?  YES!!!   If you were already planning to do a little remodeling this spring make sure to include a few projects that will not only make your home more EYE-ppealing but more energy efficient as well.   Uncle S...

Uncle Sam has launched a new campaign to boost up, educate out, and encourage us to rebuild our retirement savings through 401K's, IRA's etc.     Great Right?  Well here is the problem!  How many of us took a huge hit on our savings? How many of us took money out of savings because things are so ...

    SHORT SALES!    As REALTORS we know how challenging short sale can be for both the homeowner, the bank and the purchaser.   The government has heard our cries for assistance, but I'm not so sure the program will get off the ground easily.  There is a great deal of room for FRAUD . . . and I w...

   Something special for Monday!   We have all wanted to do it, and yes some of the houses NEED IT, but to go ahead and push over your house so the bank cannot get it . . . well perhaps the message will get through LOUD AND CLEAR!   Peoples backs are against the wall and sitting on HOLD to talk t...

 President Obama introduced this Bill in July with the hopes of putting a "nutrition label" on basic consumer finances . . credit cards, taxes, loans.  This agency is supposed to make sure that consumers are protected from harmful financial choices and are educated about the products they purchas...

The housing crisis . . its on the minds and hearts of us all!   The core of the problem?  Many of the very people we have elected to STOP and SOLVE the problem do not GET the big picture!!!!   This is why it is so important that REALTORS and MORTGAGE professionals alike take the time to send out ...

 Home Afordable Modification Program vs. Home Affordable Refinance Program:   Ready or not these programs are going to be in effect full force in the coming months.   President Obama is rquesting that all Americans that are struggling to make their payments are evaluated for one of these programs...

 Our office is located in downtown, OLD TOWN Winchester Virginia.  Like many communities our mail is hand delivered by a fit and friendly postal worker who KNOWS US and we appreciate his smile with our mail.   The postal service has been riding a collission course to financial disaster for severa...

  Apparently when we were planning our budget we left a few things off the list . . . its kind of like showing your college budget to your mom and dad, asking for more cash, but you had left your"Starbucks habit" off the sheet!   Numbers can be presented many different ways, but shouldn't this ha...

A big part of my morning routine is to jump on cnn money and find the best news and information tidbits and bring them to my clients, friends and family.   This article again touches on yesterday's blog, but also hits on several other tax breaks that will apply to almost every family. http://mone...