This is possible because of the Mortgage Credit Certificate, a program offered through the North Carolina Housing Finance Agency (NCHFA), that allows eligible buyers to deduct up to 30% of their mortgage interest from federal income taxes.
What is a Mortgage Credit Certificate and How Does It Work?
A Mortgage Credit Certificate (MCC) is a federal tax credit to assist home buyers with … (1 comments)
While the well-publicized First Time Homebuyer's Tax Credit of 2010 has long expired, many home buyers in North Carolina are still eligible for a tax credit of up to $2,000 per year. 
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