mn: Shred Fest is Back for 2011!
- 06/15/11 08:25 AM
M & I Bank and Shred-it® are offering free shredding services for the 4th consecutive year. Bring in up to two bags/boxes of confidential materials - for example, anthing that references your social security number, bank account information - and watch it be securly shredded. Identity theft occurs in many ways, one of which is by digging through your trash to find documents like receipts and account statements. By shredding these important papers, you will help protect yourself against identity theft. At this free community event, you'll be able to safely destroy confidential documents, learn about identity theft and more. … (2 comments)
mn: Great Offer For Homeowners!
- 06/03/11 11:48 AM
CITY OF SAINT PAUL / NEIGHBORHOOD ENERGY CONNECTION As a result of American Reinvestment and Recovery Act, the City of Saint Paul has a great offer for homeowners, and we need your help in getting the word out. Do you own a home in Saint Paul or know someone who does? Through the Sustainable Saint Paul initiative, the City of Saint Paul is focused on finding creative ways for residents to conserve energy and save money. Our latest effort is the Energy Smart Homes program which provides no-interest loans to Saint Paul homeowners to replace old furnaces or boilers and install … (1 comments)
Spring Neighborhood Clean Up! This Saturday! May 21st, 2011 From 9:00 AM - 2:00 PM! The Spring Neighborhood Clean-Up takes place this Saturday, May 21st, 2011 from 9:00am to 2:00pm at the Ford Parking Lot! For accepted items and pricing visit: www.macgrove.org or call the office at 651.695.4000. They will be able to offer a limited pick-up service for seniors and residents with disabilities. Pick up services will be offered on a first-come, first-served basis, so don't delay to sign up by calling 651.695.4000 if you qualify … (1 comments)
mn: The 5 Most Common Complaints of Short Sale and REO Buyers (and How to Avoid Them)
- 05/05/11 10:16 AM
Roughly forty percent of the homes for sale on today's market are short sales and foreclosures! Distressed properties are well known for their value (a reputation which is sometimes accurate, and sometimes not), but they also have a reputation for causing buyers to become distressed, too! Transactional snafus, last-minute surprises and long, drawn-out escrows that never close seem to be par for the course. Instead of avoiding these properties altogether, get educated about the most common dramas that go down in these deals, and how you can avoid falling victim. 1. Run-on (and on, and on) escrows. When you’re buying a … (0 comments)
mn: Monthly Skinny ~ April 2011
- 04/21/11 05:40 AM
April 19, 2011April Skinny Video Where has the Twin Cities real estate market been and where is it heading? This monthly summary provides an overview of current trends and projections for future activity. Narrated by Brad Fisher (2011 President, Minneapolis Area Association of REALTORS®), script written by David Arbit, audio recorded by Zach Foty and video produced by Chelsie Lopez. CLICK HERE to view in a separate window or just check the embedded clip below: Thank You for taking the time to visit my blog today. For additional information and assistance with your real estate questions please contact - Rochelle Allison … (1 comments)
mn: Foreclosure overview and buying opportunities
- 04/14/11 07:11 AM
What is Foreclosure? Foreclosure is a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership (repossession) of the property securing the loan. The foreclosure process begins when a borrower/owner defaults on loan payments (usually mortgage payments) and the lender files a public default notice. The foreclosure process can end one of four ways: The borrower/owner pays off the default amount to reinstate the loan during a grace period determined by state laws. This grace period is also known as pre-foreclosure. The borrower/owner sells the property to a third party during pre-foreclosure. … (0 comments)
mn: In and Around St. Paul! Macalester Groveland Area!
- 03/31/11 11:29 AM
Don't miss the Macalester-Groveland/ Highland Home Improvement Fair The 19th annual Home Improvement Fair will take place on Saturday, April 2nd, 2011 at Cretin Derham Hall (550 South Albert Street) from 10:00am to 3:00pm. The fair is one of our neighborhood's most popular events, bringing in over 80 exhibitors and 20 workshops to help you take on your next project (and save money, energy, and time in the process). Door prizes for this year's fair include free handyman services, design consultation, window reconditioning, gutter cleaning, and much more! If you have any questions, please contact the council at lauren@macgrove.org or … (0 comments)
mn: Monthly Skinny ~ March 2011
- 03/24/11 10:49 AM
March Skinny Video Where has the Twin Cities real estate market been and where is it heading? This monthly summary provides an overview of current trends and projections for future activity. Narrated by Andy Fazendin (2011 Secretary, Minneapolis Area Association of REALTORS®), script written by David Arbit, audio recorded by Zach Foty and video produced by Chelsie Lopez. Please view the video below for an update on today's Real Estate Market. Thank You for taking the time to visit my blog today. For additional information and assistance with your real estate questions please contact - Rochelle Allison 651-259-4683 Rochelle@RochelleAllison.com … (0 comments)
mn: 5 Mortgage and Foreclosure Myths
- 03/17/11 05:33 AM
5 Mortgage and Foreclosure Myths In a mortgage market that changes as quickly as this one, today’s fact is tomorrow’s fiction. For buyers, misinformation can be the difference between qualifying for a home loan or not. Sellers and owners, knowledge is foreclosure-preventing, smart decision-making power! Without further ado, let’s correct some common mortgage misconceptions. 1. Myth: Buyers with bad credit can’t qualify for home loans. Obviously, mortgage guidelines have tightened up, big time, since the housing bubble burst, and they seem likely to tighten even further over the long-term. But just this moment, they have relaxed a bit. In the last … (1 comments)
mn: 5 Tax Tips, Tricks and Traps for Homeowners
- 03/10/11 03:58 AM
5 Tax Tips, Tricks and Traps for Homeowners Ask a roomful of homeowners what's so great about owning versus renting, and you'll hear them holler in unison: "the tax deductions!" And it's true – homeowners who itemize their taxes are able to deduct 100% of their mortgage interest and property taxes from their income tax returns. That means that if you're in a 28% tax bracket, Uncle Sam effectively subsidizes about a third of your borrowing costs or more, making your home more affordable or allowing you to buy a larger home than you could have otherwise. Also, big chunks of … (1 comments)
mn: Saint Paul Named One of Dozen Distinctive Destinations
- 03/02/11 10:10 AM
Saint Paul Named One of Dozen Distinctive Destinations Last week Saint Paul was named one of a Dozen Distinctive Destinations by the National Trust for Historic Preservation. Here is the YouTube video of the announcement: http://www.youtube.com/watch?v=M_p9y0okgw8.
Cities on the list of 12 demonstrated a commitment to historic preservation and fostered a "unique sense of place". Included in the naming is a competition to see who can get the most votes for #1 over the course of the next month. The winner gets a year long contract with a web based company that targets travelers interested in cultural and historic … (0 comments)
mn: Think Green for your household for your New Year’s resolution.
- 01/06/11 08:04 AM
Think Green for your household for your New Year’s resolution. There are a few simple steps on getting started with helping out the environment. First ~ Recycle. Most cities right now are adapting a recycling program to help lessen the landfills. There are hundreds of daily item that you can recycle from cardboard, plastic bottles, glass jars and milk jugs to name a few.
Second ~ During the winter season, make sure that insulations, windows and seals of your home is up to standards. Any cracks and openings could increase your energy consumption.
Some Author Information: Rochelle Allison believes there are many qualities and skills that go into being an excellent real estate professional – integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and a high-quality professional network, all of which are hallmarks of how she works.
Serious posts about life in Saint Paul and surrounding areas. Posts with questions and issues that buyers, sellers and investors should consider as well recommendations and comments about local restaurants and shopping. We like to eat local, shop local and share our experiences with our readers.
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