Central Florida Real Estate without the "BULL". www.SKIPtheBULL.com

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Real Estate Broker/Owner - The Only B.S. I Have is from the University of Massachusetts
Richard Shuman - The only B.S. I have is from the University of Massachusetts!! Florida Real Estate without the BULL www.SKIPtheBULL.com

ARCHIVED BLOG POSTS

2008 

Results Count! For the Seller Real-time Market ConditionsMy Comparative Market Analysis will help us set the listing price and develop the marketing strategy.   For the Buyer Real-time Market ConditionsKeeping apprised of market conditions, I'll know if an asking price is out of line or on target...
06/30/2008
    Richard Shuman P.A. Buyers & Sellers Call my Private Cell 407 448 7759 (cell is for Buyers and Sellers only. Phone is registered on the DO-NOT-CALL List) The Right Real Estate Agent & Mortgage Broker for you!!! Education + Experience - "BULL" = "YOU WIN" The only B.S. I have is from the Univ...
06/30/2008
Types of Loans Fixed Rate Loans-An excellent way to lock into a low interest rate for the life of your loan. Adjustable Rate Mortgages (ARM's)-The flexible loan, with lower initial rates and payments. Initial Fixed Rate Loan-Start with a rate generally lower than standard fixed rate loans. 30 Ye...
06/30/2008
About Credit Reports   Credit reporting agencies maintain files on millions of borrowers. Lenders making credit decisions buy credit reports on their prospects, applicants and customers from the credit reporting agencies. Your report details your credit history as it has been reported to the cred...
06/30/2008
The Cost of Your Mortgage LoanLocking-in the Rate When shopping for a mortgage, the lender may give you a quote for the mortgage interest rate and points (additional fees charged by the lender usually paid at closing by the borrower). These only represent terms available at the time of the quote...
06/30/2008
Loan Application Checklist This is a list of documents required in order to process your mortgage application. Verification of income Earnings statements: W-2 forms, recent pay stubs and tax returns for the past two years; If you are self-employed: profit and loss statements and tax returns for c...
06/29/2008
About Credit Reports   Credit reporting agencies maintain files on millions of borrowers. Lenders making credit decisions buy credit reports on their prospects, applicants and customers from the credit reporting agencies. Your report details your credit history as it has been reported to the cred...
06/29/2008
Choosing the Best Loan for You There are many types of mortgage programs available. The right type of loan for you depends upon several factors: Your current financial picture How you expect your finances to change How long you intend to keep your house How comfortable you are with the possibilit...
06/29/2008
Richard Shuman P.A. REALTOR & Mortgage Broker  Great Experience!! "Richard was everything that I wanted in a realtor!! He listened to what I wanted and delivered. I flew in from Ohio for a weekend in order to buy a house. We went out and in one day had the offer accepted on a wonderful house. He...
06/29/2008
Finding finding the right real estate agent and mortgage broker can be the difference between a happy, stress-free  experience, and an unhappy, costly, stressful experience.  Richard will give you real answers without the "BULL". An agent ready and able to make a full-time commitment to you.  Ava...
06/27/2008
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Richard Shuman

Real Estate Broker - Orlando Area - Love Referrals
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