Central Florida Real Estate without the "BULL". www.SKIPtheBULL.com

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Real Estate Broker/Owner - The Only B.S. I Have is from the University of Massachusetts
Richard Shuman - The only B.S. I have is from the University of Massachusetts!! Florida Real Estate without the BULL www.SKIPtheBULL.com

ARCHIVED BLOG POSTS

2008 

Getting the Best Price for Your Home Effective marketing is the key to selling your home quickly and getting the highest price. Aggressive, effective marketing of my Client's homes by every available medium is how I've become a top real estate agent in theOviedo, Maitland ...
07/28/2008
The Cost of Your Mortgage Loan Locking-in the Rate When shopping for a mortgage, the lender may give you a quote for the mortgage interest rate and points (additional fees charged by the lender usually paid at closing by the borrower). These only represent terms available at the time of the quote...
07/28/2008
What Closing Costs Can the Seller Pay? Many buyers (particularly first-time buyers) are short the cash they need for the down payment and closing costs. One way to overcome this cash shortage is for the seller to pay a portion of the closing costs. How much the seller is allowed to contribute dep...
07/28/2008
Writing the Offer - Financial Considerations It is standard practice to make a purchase offer contingent upon obtaining a mortgage. Because of this contingency, the seller will want the details of your financing plan included in the offer. Down PaymentIn the purchase offer, we will include the do...
07/28/2008
Results Count! For the Seller Real-time Market ConditionsMy Comparative Market Analysis will help us set the listing price and develop the marketing strategy.   For the Buyer Real-time Market ConditionsKeeping apprised of market conditions, I'll know if an asking price is out of line or on targe...
07/28/2008
The Last Minute Credit Check Did You Know? Your mortgage lender may run a second credit report just prior to closing. Red flags that appear in this credit report can disqualify you for the mortgage loan. Your actions after receiving lender approval for a mortgage loan can disqualify you for the ...
07/28/2008
LOCAL EXPERTSRichard Shuman Real Estate& Mortgage407 448 7759Aaron J. Zmarzlinski, EsqReal Estate Closings, Business Law and Legal Consulting. 407 488 2052Rick HeilesonPool SalesBlue Haven Pools & Spas407 346 6328Don McManus - State FarmBusiness & Auto Insurance 407 281 0034Larry Howes - Alls...
07/28/2008
HOT TERMS in Real EstatePRE-FORECLOSUREThe home will be in foreclosure if the home is not sold or another arrangement is made with the lender. May or may not be a Short-Sale.SHORT-SALEAt the asking price, the seller will not receive enough to pay closing costs, expenses and loan balances. The ban...
07/28/2008
 Prices have to start rising soon. Buy now while rates are still low & it's still easy to get a loan! Buying a home is such an exciting time in everyone's lives. But it's not always an easy process. Here are 3 things I suggest to get started...  Get pre-qualified for your home loan - This will le...
07/27/2008
Richard Shuman P.A.       RE/MAX Select 407 448 7759 www.SKIPtheBULL.com For many agents, the meaning of marketing plan is to put your home on the MLS and stick a sign in the yard.  In a market like ours, that just isn't going to cut it.  If you want to sell your home quickly, you need a strong ...
07/27/2008
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Richard Shuman

Real Estate Broker - Orlando Area - Love Referrals
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