Central Florida Real Estate without the "BULL". www.SKIPtheBULL.com

  FHA & USDA Loans are helping more than the $8000 Tax Credit   www.SKIPtheBULL.com   Most buyers are using these low or no down payment programs to purchase a home. Not just first time buyers! Even if the buyer has cash, no one wants to give it up. I don't blame them. Who knows with this recessi...

SHORT SALE OFFERS - Either you want it or you don't - why submit an offer that has a 0% chance? In Central Florida there seems to be more Short Sales than regular listings. A Short Sale means that the lender(s) are going to lose money! They may be willing to lose money but they are not willing to...

Buying a Home - Get a Home Inspection and a Home Warranty - www.SKIPtheBULL.com It's amazing that someone would buy a home at any price and not have a home inspection or purchase a home warranty. The inspection fees range from $250 - $500 depending on the size of the home. Most run $350 - $400 bu...

 Enter Realty           Richard Shuman, P.A. Real Estate & Mortgage without the "BULL". www.SKIPtheBULL.com   Referrals are always Appreciated!!! Bargain homes are starting to go under contract faster than I have seen in months. Rates in the 5% to 6% range? up to $8000 Cash Back for First Time B...

Get Pre-Approved for a Florida Mortgage - Richard Shuman P.A.      www.LowestFloridaRates.com Get pre-approved and an idea of your monthly payment before you start looking for a home. Ask for a Good Faith Estimate today. Florida Mortgages could be approved with a credit score of 600? Subject to c...

Bargain Homes in Central Florida Another bargain deal for my clients. After looking for a month or more. Forty or so homes that all need a ton of work or are $50k over priced. We found a spectacular deal in Longwood. $15k under market value (real market value) so about $50k below the next best ho...

Prices may be going up in Seminole County There are not enough GOOD HOMES on the Market in Seminole County. Places like Oviedo, Winter Springs and Longwood are selling in a few days if they are priced right and in good shape. Home buyers are waiting for the perfect homes and the Short Sales are a...

False Advertising Short Sales - I don't have time for these agents or their listings!     It's getting to the point that I cannot show Short Sales without speaking to the listing agent. So many are already under contract even though they show as an active listing! These agents need to be kicked o...

Over-priced listings in Florida     Make sure when you are making an offer that the home will actually appraise. Nothing is worse than getting excited about the purchase of a home and rushing to have it inspected ($300) and having the appraisal done ($350) and finding out a couple of weeks later ...

Buyers are Back in Central Florida - 4 clients booked this Holiday Weekend       The bargain hunters and First Time buyers are grabbing what they can before the investors get them!!!