Real Estate Ray's Blog

Follow me
Real Estate Agent - eXp Realty of California, Inc. (lic. #01878277) - DRE# 00949880
Real estate information for home buyers and homes sellers in the Elk Grove CA, Sacramento CA and surrounding areas.



I think this article really gets what has been missing from most analysis of our economy.  It is the consumer that drives economic recovery.  We need to focus on repairing and strengtehening the consumer and then the economy can start growing strong again. INSPIRED BY JOHN MULKEY'S ECONOMIC FORCA...
     Well, today I took my last GRI class.  The class, GRI Risk Management, was the one class out of twelve that I dreaded more than any other class.  After all, who wants to take an eight our class on risks and proper disclosures.  Plus, I had to drive all the way to Pleasanton just to take the ...
Kitchen upgrades      I have been previewing a lot of homes with rough looking kitchens.  Many kitchens have old, worn, stained and lacquered cabinets.  I know these cabinets can look very bad and seem like they are going to be very expensive to fix.  I look at these cabinets as an opportunity.  ...
     The Wall Street Journal just published a short, concise list of reasons that make this a very good time to buy a home.   I think it is such a good time to buy that I purchased a home earlier this year.  The interest rates were great.  I can remember my first loan in 1990.  The interest rate ...
    I wrote about these upcoming Mortgage Insurance changes a few days ago and I found, in the Sunday Wall Street Journal, an article that talks about these changes too.  The article discusses the same loan amount that I did of $193,000.  The WSJ came up with different numbers than I did.  The WS...
I think this mirrors most markets right now.  A simple, concise example of why is pays for a seller to do some of those pesky repairs. Are repairs a necessity? Only if you want to sell your home! Over the past couple months I have written lots of offers on homes for buyers and many were lost due ...
     The FHA just announced that their rates for mortgage insurance will be changing 10/4/2010.  They will be reducing their up front rates from 2.25% to 1%, but increasing their monthly rates from .55% to 1.55%.  It does not seem to bad, but look at this example.  Albert Chavez at Summit Funding...
     I will be holding an open house on Saturday 9/11/10 from 12-4.  You can take a virtual tour at   This is a great house in a great location!!!  Join the neighbors as they take a short walk to the Sacramento River and enjoy the beautiful sunsets and the co...
There is a new program that the Sacramento Association of Realtors just released.  Buyers can now receive a $2,000 grant to help with energy efficiency upgrades.  There are some qualifications: Houses built in 1978 or earlier and must be owner occupied The homebuyer must do an Energy Efficient Mo...

Raymond Henson, SRES, GRI

Ask me a question
Spam prevention

Additional Information