mortgage prequalification: Preparing To Own Your First Home - 05/25/16 08:20 AM
 

As a First Time Homebuyer, you're about to make one of the biggest financial decisions of your life. For Millennials, a new home represents the most expensive purchase they'll ever make. One of the best things you can do is read, research and learn about the mortgage application process. The more you prepare, the more confident you'll feel about purchasing the home you want.
Mortgage Pre-Approval
Being pre-approved by a lender gives you the confidence to shop for a new house, knowing exactly how much you can afford. You can avoid looking at properties that don't fit your budget. The pre-approval … (2 comments)

mortgage prequalification: It's Not Too Late to Buy Your Dream Home This Spring - 05/25/16 03:00 AM

Are you a Millennial? Are you a First Home Buyer? Are you thinking about moving up
of downsizing? Is 2016 the year you've decided to get off the fence and buy that dream home?
 
Real estate professionals are always optimistic about the Spring Buying Season. Sellers have finished staging their home for sale; the grass is green, flowers are blooming and curb appeal is at its peak. The Super Bowl is over; buyers are  out of hibernation and doing their on-line research to get prepared to make the biggest investment of their lives. Spring is almost over, but It's Not Too Late To … (0 comments)

mortgage prequalification: Middlebury CT Homes For Sale - 190 White Street - 07/23/15 12:30 AM
 

More than meets the eye!
Remodeled Ranch with Circular Driveway. Formal LR. MB Suite. LL Library. Sliders to Large Deck that’s perfect for entertaining.

http://bannonandhebert.idxco.com/idx/10639/details.php?idxID=652&listingID=L10057444
Call Me @ 860.945.9284 to discuss the right mortgage option for your family and to take advantage of my FREE Mortgage Pre-Approval service. Then call Beth Santos to schedule a showing and be ready to make an offer. You won’t be disappointed.  … (1 comments)

mortgage prequalification: Watertown CT Homes For Sale - 479 Mt Fair Drive - 07/07/15 06:58 AM

Move right in to this 3 BR Colonial in sought after Mt. Fair Farm subdivision and let’s be neighbors.I live down the street and around the corner from this great home and would be happy to welcome you to the neighborhood.http://www.realtor.com/realestateandhomes-detail/479-Mount-Fair-Dr_Watertown_CT_06795_M34037-76065Call Me at 860.945.9284 to discuss your mortgage options and to take advantage of my FREE Mortgage Pre-Approval service. Then call my friend Sherry Cosmos at Westview Properties to schedule a showing and be ready to make an offer. 
 
 
 
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mortgage prequalification: Most Important Aspect of Real Estate for First Home Buyers is Location - 06/23/15 07:59 AM
When shopping for your First Home, few families will compromise on Location. Have you heard Real Estate Agents refer to the saying, “The three most important aspects of real estate are: Location, Location, Location”? That’s because it is vital to ensure a property is in the most desirable location for the type of property it is and your lifestyle.You can make improvements to the house like getting new appliances in the kitchen, remodel the bathroom or get a new roof.  You can even go to extremes and knock the whole house down and build a new one, however, you cannot change its location.So the question … (3 comments)

mortgage prequalification: 3 Kittedge Lane Winsted CT For Sale - Eligible for 100% USDA Financing - 05/18/15 04:46 AM
 
Oversize 4BR Cape is a must see for First Home Buyers!
It’s Eligible For up to 100% Financing with a USDA RHD mortgage. Closing costs can be included in loan amount. Low rates! Low MI! Beats FHA and CHFA any day!
http://www.trulia.com/property/3193893204-3-Kittredge-Ln-Winsted-CT-06098
Call Me at 860.945.9284 for details on the USDA Guaranteed Rural Housing Development Loan and to take advantage of my FREE Mortgage Pre-Approval service
Then Call Toni Osterhout  at  Elite Realty 860.482.8394 to schedule a showing and be ready to make an offer. … (0 comments)

mortgage prequalification: 12 Maple Ave. Thomaston CT For Sale - Eligible for 100% USDA Financing - 05/18/15 04:23 AM
 
First Home Buyers! This cozy, very solid, gas heat home is ready for a new owner.
It’s Eligible For up to 100% Financing with a USDA Rural Housing Development Mortgage. Closing costs can be included in loan amount. Low rates! Low MI! Beats FHA and CHFA any day!http://www.ctreal.com/Search/L149616#tr1264940Call Me at 860.945.9284 for details on the USDA Guaranteed Rural Housing Development Loan and to take advantage of my FREE Mortgage Pre-Approval service
Then call Marcus Santore at Marrin Santore Realty to schedule a showing and be ready to make an offer. … (1 comments)

mortgage prequalification: Why Every First Home Buyer Should Get Mortgage Pre-Approval In 2015 - 12/29/14 11:29 PM
What is the benefit of having Mortgage Pre-Approval when looking for your First Home? There is a difference between Mortgage Pre-Qualification and Mortgage Pre-Approval.
♦ Mortgage Pre-qualification is based solely on the you verbally share with your Mortgage Officer to qualify for a mortgage loan. The Mortgage Pre-Qualification Letter basically says that the lender will give your a mortgagewhen they see that the information you told us about is correct and meets certain qualifying standards.
♦ With a Mortgage Pre-Approval, the buyer supplies all the written documentation of the information they claim to be true. This formal application is reviewed by and underwriter to be sure the credit, income … (1 comments)

 
Rick Cignoli, Sr. Mortgage Loan Officer (Norcom Mortgage NMLS# 71655 Equal Housing Lender)

Rick Cignoli

Sr. Mortgage Loan Officer

Avon, CT

More about me…

Norcom Mortgage NMLS# 71655 Equal Housing Lender

Address: 38 Security Drive, Avon, CT, 06001

Office: (860) 945-9284

Mobile: (203) 525-0259



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