For all the realtors that had clients that short sold their homes in the last 6 to 22 months you have a opportunity to put these borrowers in homes under the new FHA -Back to work Program.
FHA is now allowing financing for borrower that have had a short sale, foreclosure, bankruptcy, or deed in lieu in the last 12 months assuming they can prove that this was due to an economic event such as a 20% reduction in income or loss of job.