steve kappre: Visit us Today... - 02/25/11 02:47 AM

steve kappre: Are You Ready For Your Mortgage Approval... - 02/21/11 03:28 AM

steve kappre: It's Time to Buy Your New Home... - 02/21/11 03:15 AM
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steve kappre: USDA No Money Down Home Loans - 02/10/11 11:59 PM

steve kappre: Finally an Internet site for Consumers regarding FICO Scores... - 01/12/11 04:39 AM As of January 2011 this site is available for consumers to undersatand FICO Scoring... Treasury Mortgage, a Div. of Aurora Financial Group 1810 Springdale Road Cherry Hill, NJ 08003 856-489-5000 email: … (0 comments)

steve kappre: What's in the FICO® Score? - 01/12/11 04:26 AM
FICO Launches to Help U.S. Consumers Understand New Risk-Based Pricing Disclosures


steve kappre: Protecting Your Largest Single Investment - 01/08/11 03:54 AM
Protecting Your Largest Single Investment Title insurance is not as well understood as other types of home insurance but it is just as important. You see, when purchasing a home, you are really purchasing the title to the property – the right to occupy and use the space. That title may be limited by rights and claims asserted by others, which may limit your use and enjoyment of the property and even bring financial loss. Title insurance protects against these types of title hazards. Other types of insurance that protect your home focus on possible future events and charge an annual … (0 comments)

steve kappre: Is Employment on the Rise??? - 01/07/11 09:14 AM
The December Employment Report is expected to show the economy added 126k new jobs to the economy last month, including 140k new private-sector jobs. (Government jobs are expected to be depressed, bringing the headline figure down). Forecasts for the headline figure ranged from 90k to 225k according to 32 economists polled last week by Thomson Reuters. Since Wednesday’s ADP employment report ― which reported 297k private payroll gains in the month ― estimates have jumped upwards. “The surprisingly large increase very likely reflected seasonal adjustment distortions rather than a sudden swing in job market conditions,” said economists at Nomura Global Economics. … (3 comments)

steve kappre: What's Going On With Mortgage Rates? - 01/04/11 09:31 AM
What's Going On With Mortgage Rates?
The Fallout From QE2

November 19, 2010
After reaching the lowest levels in decades, mortgage rates have shot higher over the past two weeks. There is not a simple explanation for why this happened, but looking at the many factors which are influencing mortgage rates right now will help to understand what's going on. In short, when investors look ahead, they see few reasons for mortgage rates to move lower and many possible causes for them to move higher. The major negatives include stronger than expected economic growth, domestic and foreign opposition to quantitative … (2 comments)

Richard DeGrace, NMLS # 149277, Camden County, NJ Loan Officer (1st Colonial Community Bank)

Richard DeGrace

NMLS # 149277, Camden County, NJ Loan Officer

Cherry Hill, NJ

More about me…

1st Colonial Community Bank

Address: 210 Lake Drive East, Suite 300, Cherry Hill, NJ, 08002

Office: (856) 885-2022

Mobile: (609) 209-3700

Email Me

Aurora Financial Group, South Jersey's largest independent mortgage banker. More than 20,000 area consumers have received over $2.1 billion from Aurora over the past two decades. We offer a wide variety of mortgage products, including specialized programs targeted for first-time homebuyers and retirees/seniors. Since it's founding, Aurora has been at the forefront of innovative and addordable residential financing. Some of Aurora's notable achievements are: •Largest originator in southern NJ of government backed loans (FHA, VA, RHS), 1986 to present •Largest participant in NJ Housing & Mortgage Finance Agency (NJHMFA) programs, 1990 to present •Largest originator or Rural Housing Service guaranteed rural housing loans, 1992 to present •A leading providor of renovation and rehab loans using Fannie Mae's "Home-Style", FHA 203k, and NJHMFA's mixed use "upstairs-downstown" and home remodeling "HomePlus" programs •Seller-Servicer for Fannie Mae, NJHMFA, and numerous banks, pensions funds, and private investors. "Aurora Financial Group Inc. (NMLS # 7096) is a licensed Mortgage Banker - States of NJ & PA Departments of Banking."



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