insurance: Drowned Memories
- 03/09/20 12:39 PM
It's not the Real Estate professionals place to advise clients as to what types of insurance they should purchase but if the subject should come up you may save your client(s) a lot of heart ache to let them know that when it comes to water damage more then one policy/rider may be a good idea. Spring time is a good reminder that basements may get wet for one reason or another and often precious memories are stored in a box down in the basement. Reading in the paper about the floods in Mississippi and the tornado in Tennessee made me think of the heartbreak I … (11 comments)
insurance: Minot State of the City Address with Mayor Shaun Sipma
- 01/25/20 01:45 PM
In today's interview, 01/25/2020, Mayor Shaun Sipma and I visit about the upcoming State of the City address (Thursday February 7th) in the Arvel Graving Theater on the Magic City Campus (Minot High).
We also spend a bit of time discussing the new FEMA flood maps coming out in June and what those maps mean to those who live in the flood plain. If you live in Minot you do not want to miss the State of the City address and if you live in the flood plain you really do not want to miss this conversation with Mayor Shaun Sipma.
Minot … (2 comments)
insurance: Let's Hope We Don't Meet Wendy or Zelda
- 01/19/19 11:14 AM
Just to be clear, I'm not concerned that Minot North Dakota will be directly effected by any of the names to the left... that would be one heck of a storm! What prompted me to share the list however is that it is part of a news letter I received with my flood insurance reminder. Minot North Dakota has seen it's share of floods. While not frequent, what we have experienced has been devastating... take it from someone who lost their home and most of my belongings in 2011. When I purchased my home in 2001 it was not in the flood plain. In fact … (15 comments)
insurance: If You Feel The Earth Move
- 04/16/18 02:12 PM
If you feel the earth move under your feet in North Dakota it is much more likely from a really great kiss than it is from an earth quake (BTW with ND's long winters most ND's are really good kissers). Doug Jones post about earthquake insurance got me thinking... do I need earthquake insurance? So I Googled "ND earthquake" to see how often we get "All Shook Up" in ND. A fairly recent article in the Bismarck Tribune says that we have had 13 quakes in the last 100 years. None of which were serious. Of course my next call was to my insurance agent. … (10 comments)
insurance: Active Rain, Active Morning, has me thinking Insurance.
- 07/23/08 12:35 AM
I'm writing this at 7 am this morning but the story really starts around 4 am. I'm not sure what woke me around 4 am but I could not help but notice that it was non-stop lightning, little or faint thunder. I layed half awake for the next hour until I got up and put the dog out and much to my amazement there was no rain yet the lightning was still non-stop and the lightning buy this time was getting loud. Then there was a BIG one, big enough to scare my 8 year old out of her bedroom … (3 comments)
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Bob "RealMan" Timm
Owner of Ward Co Notary Services retired RE Broker
It's not the Real Estate professionals place to advise clients as to what types of insurance they should purchase but if the subject should come up you may save your client(s) a lot of heart ache to let them know that when it comes to water damage more then one policy/rider may be a good idea.
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