Livingston County Real Estate by Bob Smith

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Strategic default is defined as walking away from a mortgage that you have the ability to pay. Why do homeowners do this?  Or not do this?  It can be pretty much broken into two schools of thought. First, the ethical argument.  You agreed to buy your house at a then fair market price with a mortg...
A report in DS News quotes a study that claims 38% of all homes bought in 2011 were financed by cash, not mortgages.  Tight lending criteria is likely one of the causes, but investors are also looking for ways to make their money yield better returns, too.  This trend is expected to continue for ...
My main market area (Livingston County Michigan) is one of the ‘lucky’ areas that’s experiencing nominal value increases over all.  Of course, some individual homes, neighborhoods, and market areas are still seeing decreases in both the average and median prices.  Market stats can be a funny thin...
This 7 yr old Pulte-built home is in the first phase of the Hidden Creek development in Oceola Township.  1790 sq ft, 4 bedrooms, two full and one half bath, first floor laundry, two car garage (opener present but no remotes), and it is ready for you!Freshly painted and recarpeted it is in 'move-...
Well, the National Transportation Safety Board (NTSB) thinks it’s by banning all cell phone use while driving. It actually recommends banning the use of all hand held electronic devices, even if they’re ‘hands free’.  So answering a call while wearing your Bluetooth headset would be illegal.  Int...
My kids went to this school.  A dedicated pre-K and Kindergarten building at the time, it was a wonderful transition to elementary school for them, and many others.  But Pinckney Schools, like many other Michigan School Districts, has been losing families and school age children and had some toug...
OK, I admit it.  I’m a big proponent of shopping local.  I don’t care if you’re from Waterford or Birmingham, Ann Arbor or Brighton – patronize your local shops. A couple of weeks ago, some business owners in Brighton got together and made a video about just that topic. Now we have a great promo ...
Wow.  Real Estate Professionals know that buying a foreclosure is an economical way for first-time homebuyers to get into a house of their own, so this recent study by New Vista Asset Management surprised me a little. As reported in DS News, New Vista began tracking foreclosure sales in Q1 of 200...
On December 1st the U.S. Department of Agriculture’s (USDA) Rural Development (RD) program reported that they are funded for FY 2012 in the amount of $24 Billion for their Single Family Housing Guaranteed Loan Program (SFHGLP). Purchase loans are available now but it will take approximately two w...

Robert Smith

SRES, Search for Homes Brighton-Howell-SE Michigan
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