green county home guide: Should I buy a house today?
- 07/31/10 01:42 AM
A Home Is a Better Place to Raise a Family Don’t take my word on this. When Fannie Mae asked current renters for the major reason to buy a house in their National Housing Survey 2010, these were the answers renters gave (they could pick multiple answers): 78% said it was a good place to raise children 75% said because they would feel safe 70% said because you have control of your own space With interest rates under 4.5% you can own some homes for less than renting. Call me today and see how you can become a home owner. From … (6 comments)
green county home guide: Cash Reserves does your client have them?
- 07/23/10 03:42 AM
Cash Reserves Buyers, when you apply for a mortgage loan, the lender is going to request your bank account information. They will check again just a few days before your closing date. They want to know how much money you have in the bank, and whether or not you can afford your closing costs. They also want to make sure you have enough to cover your first couple of mortgage payments. This is referred to as “cash reserves.” The amount needed will vary based on lender and loan program. Just know that the lender is going to scrutinize your liquid … (1 comments)
Let's look at an example: A home-buyer wants to buy a home that costs $300,000. But the buyer wants a better deal on the home, so he/she delays a transaction until the home is reduced by $10,000. If, in the meantime however, rates were to rise .75% to 6.00% and the buyer financed 90% of the purchase price, the amount of … (0 comments)
I snapped this photo on my why to a listing call the other day. Do you know what it is?
From Scott Larson of Towne Square Realty in Monroe, Wisconsin "Your Realtor of the Region" E- Mail scott@greencountyhomeguide.com On the web at www.greencountyhomeguide.com I think you will be surprised how affordable the Dairyland is, so come to my land of cows and plows and visit for a day, but stay for a lifetime 608-2124-9844 Direct
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green county home guide: Are You Communicating with your Realtor?
- 06/17/10 05:13 AM
Communicate with your Realtor If you have hired an agent hopefully you hired one that you can communicate with effectively. A good Realtor listens to their client and their needs. However, it is also our job to manage your expectations. Alot of sellers think their homes are worth more than they really are and buyers generally always want more than they can afford. Not always but often. Some calls from prospective buyers looking for that dream property encounter the problem that they want to spend much less than what is necessary to get that property. This is where good … (3 comments)
green county home guide: Have you ever walked into a home and said "WOW" pet smell? Try this.
- 06/15/10 05:13 AM
Strong pet odor can ruin a showing, so what can you do to avoid this problem? First the bad news: Not all urine stains are removable. The types of damage caused vary according to the urine content. This is determined by the pet's diet, age, sex, and any medications being taken. If it is removable, the following steps may get it out. 1. Blot up the urine as soon as you discover it. Use plain white paper towels to avoid dye transfer. 2. Mix 1/4 teaspoon liquid dishwashing detergent (non-bleach and non-lanolin) in a cup of warm water. Apply this … (4 comments)
Becky Robertson May 19 at 12:39pm The sale of our home with Scott Larson was an amazing experience. Before we had even met he had pages of comparative market research done on our home which allowed us to compare our home with others for sale in the area. That was helpful to us as we decided on an asking price for the home. During the first meeting he was also extremely helpful in explaining to us all the details of selling a home. We had sold a home before and yet, after our first meeting with Scott, … (0 comments)
My family recently visited this beautiful oasis. About a 1/2 hour trip from Monroe, WI. Rotary Botanical Gardens, Janesville, Wisconsin, a 20-acre non-profit botanic garden, is home to many dramatic and themed gardens. Some have an international focus, such as the Japanese, Scottish, French Formal, Italian and English Cottage Gardens. Also included are less formally-structured gardens including one of very few Fern and Moss gardens recognized by the Hardy Fern Foundation in the United States, as well as Shade, Prairie and Woodland Gardens. On-site are also a visitor center, gift shop, and a beautiful facility that may be rented for … (1 comments)
Appliance Upgrades Although upgrading appliances requires a somewhat larger initial investment, it can have a big impact on your home's appearance and final sale price. New appliances that match each other, as well as the home's overall style, give a high-end impression that is appealing to buyers. You may also want to consider updating your counter tops to give the entire kitchen a renovated feel. From Scott Larson of Towne Square Realty in Monroe, Wisconsin "Your Realtor of the Region" E- Mail scott@greencountyhomeguide.com On the web at www.greencountyhomeguide.com I think you will be surprised how affordable the Dairyland is, … (4 comments)
Number 8 just happened to one of my clients, have you warned yours? 1. Of course I look familiar. I was here just last week cleaning your carpets, painting your shutters, or delivering your new refrigerator. 2. Hey, thanks for letting me use the bathroom when I was working in your yard last week. While I was in there, I unlatched the back window to make my return a little easier. 3. Love those flowers. That tells me you have taste … and taste means there are nice things inside. Those yard … (4 comments)
green county home guide: Fixer-uppers an Affordable Option to Home Ownership
- 05/31/10 06:47 AM
For first time home buyers let me suggest that you should examine the fixer-upper option -- among others -- to get the affordability you seek. In the past, first-time home buyers were willing to purchase older, more basic houses in an effort to save money and break into homeownership and this continues to be an excellent option It is important for first-time homebuyers to remember that by considering a fixer-upper for their first home purchase, they can build equity over time and later move up and later buy their second home that reflects their dream home expectations Buyers looking for … (1 comments)
green county home guide: Should you Rent or Buy?
- 05/25/10 03:32 AM
Should you Rent or Buy? Relocation. Are you likely to be transferred to another city within the next two years? If you had to sell due to a job transfer, your property would need to appreciate at least 10% to cover the cost of selling; otherwise, you would lose money on the sale. When you buy a home, you should plan to stay put for a while.
From Scott Larson of Towne Square Realty in Monroe, Wisconsin “Your Realtor of the Region” E- Mail scott@greencountyhomeguide.com On the web at www.greencountyhomeguide.com I think you will be surprised how affordable the … (1 comments)
green county home guide: Steps to home ownership
- 05/20/10 08:09 AM
You need to find out what you can afford. The easiest way to do this is to find out what you can afford to pay monthly after you have made your down payment. The best way to do this is to visit a lender and get prequalified for a loan. It won’t cost anything, it will give you a good idea of what you can afford and it saves you time later by not looking at homes you can't afford Keep in mind, however, that you will often qualify for more than what you might wish to spend each month. Think … (1 comments)
green county home guide: Home buyers tip on mortgage rates and points.
- 05/18/10 07:42 AM
Choose carefully between points and rate. When picking a mortgage, you usually have the option of paying additional points -- a portion of the interest that you pay at closing -- in exchange for a lower interest rate. If you stay in the house for a long time -- say three to five years or more -- it's usually a better deal to take the points. The lower interest rate will save you more in the long run. Your banker can help you find the right combination that works for your financial needs.
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