An abstract of title is a written history of all the recorded documents and proceedings related to a specific property. An attorney or title insurance company reviews an abstract of title to determine whether there are any title defects which must be cleared before a buyer can purchase a clear, marketable and insurable title.
From Scott Larson of Towne Square Realty in Monroe, Wisconsin “Your Realtor of the Region” E- Mail scott@greencountyhomeguide.com On the web at www.greencountyhomeguide.com I think you will be surprised how affordable the Dairyland is, so … (0 comments)
From Scott Larson of Towne Square Realty in Monroe, Wisconsin “Your Realtor of the Region” E- Mail scott@greencountyhomeguide.com On the web at www.greencountyhomeguide.com I think you will be surprised how affordable the Dairyland is, so come to my land of cows and plows and visit for a day, but stay for a lifetime 608-2124-9844 Direct
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scott larson: This is what Sellers love to see a "Pre-approval" letter
- 01/22/10 02:13 AM
Pre-approval Letter A pre-approval letter, is harder to obtain, but gets the tumbs up from sellers. The home buyer will go through the actual approval process including, but not limited to, credit checks, debt to income ratio surveys and verification of down payment. The pre-approval letter does state that the bank has made a preliminary approval of the loan and is willing to complete the loan process in order to finalize the sale. The pre-approval letter does not, however, lend a definitive answer as to whether the sale will go through. Before a final sale, the buyer will again have … (0 comments)
scott larson: What is a Pre-qualification Letter?
- 01/21/10 04:24 AM
Pre-qualification Letter A pre-qualification letter is one of the easiest documents to obtain from a lender. The prospective buyer will set an appointment with a bank. At the appointment, the loan officer will ask simple questions about income, debt and savings. The answers to these questions will render a quote, of sorts, as to how much the buyer can afford to spend. There will be no verification of income or credit worthiness checked during this appointment. The pre-qualification letter in no way binds the bank to a loan for a home sale. On the contrary, there are actually clauses within … (2 comments)
scott larson: #3 in the "What is" Series What is PMI? by Scott Larson
- 12/07/09 03:24 AM
What is PMI? With many personal budgets stretched to the limit and less money in savings, it is more difficult for first time home buyers to accumulate a traditional 20% down payment. Move-up buyers struggle to find down payment funds, too, especially if they haven't been in their current home long enough to see a significant increase in equity. Private Mortgage Insurance One home buying aid that nearly everyone can use is Private Mortgage Insurance, or PMI. This special insurance protects the lender if you default on your home loan. It makes it possible for you to purchase a home … (1 comments)
Real estate transfer taxes (sometimes called deed recordation taxes) are imposed on the sale or transfer of real property located in the state. The tax is usually based on or measured by the consideration paid for or the fair market value of the real estate. The tax is commonly collected by the local official responsible for recording deeds to real estate, and it must be paid prior to the deed to the property being recorded. This fee is paid by the seller. The Wisconsin rates are $.30 per $100 of value, … (2 comments)
Owning Your Property free and clear involves more than having a deed in hand. A deed does not cancel certain "rights" and "claims" other people may have to your property - rights whose existence you never suspected; claims that may go back in time months or decades to the earliest owners of your newly acquired property. Protecting Your Rights "What Protection," you may ask, "do I have against such claims? How can I be sure my property is really mine?" The answer to both of those questions is real estate ownership insurance, commonly known as title … (0 comments)
scott larson: A Small Blessing in Difficult Times
- 11/19/09 02:23 AM
In difficult times it is sometimes hard to see things to be thankful for, here is a small blessing to add to your thankful list this Thanksgiving
American Farm Bureau Federation WASHINGTON — Menu items for a classic Thanksgiving dinner including turkey, stuffing, cranberries, pumpkin pie and all the basic trimmings dropped 4 percent in price this year, according to the American Farm Bureau Federation (AFBF). AFBF’s 24th annual informal price survey of classic items found on the Thanksgiving Day dinner table indicates the average cost of this year’s feast for 10 is $42.91, a $1.70 price decrease from last … (1 comments)
Here is the NEW Justice Center for Green county located in Monroe
COURT RELATED OFFICES HAVE MOVED All Court related departments have moved to the Justice Center, 2841 6th Street, Monroe. All telephone numbers and email addresses are the same and can be found on the Department pages of our website. Departments that are located at the Justice Center include: Circuit Court, Branches 1 & 2 Clerk of Circuit Court Child Support Corporation Counsel District Attorney Family Court Commissioner Register in Probate Sheriff's Detective Bureau University Wisconsin Extension Other offices at the Justice Center include the State of Wisconsin Department of … (0 comments)
This is one of the draws to live in Southeran Wisconsin is the Seasons.Call me to find that special place you will call home.
From Scott Larson of Towne Square Realty in Monroe, Wisconsin “Your Realtor of the Region” E- Mail scott@greencountyhomeguide.com On the web at greencountyhomeguide.com I think you will be surprised how affordable the Dairyland is, so come to my land of cows and plows and visit for a day, but stay for a lifetime 608-2124-9844 Direct
3rd Quarter sales up, but median home sale prices down Good news for home sales in South Central WI. WRA 3qtr home sale results. Green County +21.3%, Lafayette +7.1%, Rock +6.1%, Dane +5.3%
The not so good news for South Central WI. home sale prices for the 3qtr. Home prices down; Green -5.6%, Rock -6.3%, Dane -5.7%, Lafayette -32.6%
From Scott Larson of Towne Square Realty in Monroe, Wisconsin “Your Realtor of the Region” E- Mail scott@greencountyhomeguide.com On the web at greencountyhomeguide.com I think you will be surprised how affordable the Dairyland is, so come … (0 comments)
scott larson: House of the Week by Scott Larson of Re/Max in Monroe WI.
- 10/10/09 03:06 AM
From Scott Larson of Towne Square Realty in Monroe, Wisconsin “Your Realtor of the Region” E- Mail scott@greencountyhomeguide.com On the web at greencountyhomeguide.com I think you will be surprised how affordable the Dairyland is, so come to my land of cows and plows and visit for a day, but stay for a lifetime 608-2124-9844 Direct … (1 comments)
scott larson: Just returned from the WRA State Confrence "More Tools to Serve You"
- 09/11/09 07:48 AM
I just returned from the annual WRA State Conference. AWESOME!!! I feel recharged and renewed to serve the buyers and sellers of Southern Wisconsin with even an higher level of customer service. If you are a seller, there are some new innovative tools that I will be adding to the TURBO Marketing program that I use to get your property sold. Please allow me to present to you this plan. If you are a buyer the time is running out on the $8000 credit for first tome home buyers. You have about a month to get that offer in and to … (0 comments)
scott larson: What is a Short Sale?
- 04/20/09 05:23 AM
Many clients of mine ask me what is a short sale. Here a a definition. A short sale of real estate happens when the owner of the home or property owes more on the property than what it sells for. This can happen when a home owner chooses to sell when property values have dropped drastically or when an owner has taken out equity loans on top of the mortgage loan and the loans equal more than the value of the home. A short sale can also occur when a homeowner is forced into foreclosure and the bank sells the house … (1 comments)
scott larson: Spring is here the Robins have returned to Southeran Wisconsin
- 04/01/09 05:36 AM
You can tell when spring has arrived. When the Robins are seen all about. With spring here, so to is the heating up of the real estate market. In Green county we have seen the gloom and dismal winter market give way to the guarded optimism for a great second quarter in home sales. The supply of value priced homes is good and the tax incentives coupled with low intrest rates has created a buy now or get left out. If you are interested in living in the land of awesome Robins, contact me Scott Larson at 608-214-9844 or check … (3 comments)
Why should we use a Realtor? We know there are many reasons to use a Realtor. Sometimes we need to be reminded of the facts • Nationwide only 2% of homes are sold by homeowners. 98% are sold by Realtors. we need to ask our clients do they want a 2% chance of selling their home?
• Average home sold by a homeowner is sold for 21% less than a Realtor would have sold it for. If your client is considering this, are they really saving the commission??
I hope you are haveing a great year, … (0 comments)
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