Borrowers must meet the following requirements: • Occupy the residence as their primary residence; non-occupant co-borrowers are not allowed. You don't have to be a first time homebuyer. • Qualifying income cannot exceed NHF income limits for the county in which the property is located: 115% Area Median Income (AMI). Refer to www.nhfloan.org. • Minimum Credit Score of 620. • Maximum DTI (Determined by AUS) Manual underwriting not allowed • Meet all required FHA underwriting criteria. • Manufactured Housing not allowed MAXIMUM LOAN AMOUNT The lesser of $417,000 (not including MIP) or maximum loan amounts permitted by HUD
Apply Online at www.CaliberHomeLoans.com/Rgraham 
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