monroe: Marty Remo- CDPE(Short Sale Specialist)-RE/MAX BENCHMARK REALTY
- 08/19/11 10:49 PM
Marty Remo Can Help! 845-476-8115 Chances are, you or someone you know in Orange or Rockland County is facing the possibility of foreclosure. But you need to understand that you are not alone. Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged. Through my experience handling distressed properties at RE/MAX Benchmark Realty, I've found that homeowners today have more questions than answers about their circumstances. I have … (0 comments)
monroe: Don't forget about SONYMA?
- 06/18/11 01:19 PM
Don't forget about SONYMA's programs including the Own it, Fix It for your older listings that perhaps need a little TLC. A new kitchen or bath?Ask your buyers to talk to me about adding up to $25,000 to their SONYMA loan to improve the property. Let's make their dreams come true!
monroe: What happened to the old fashion CMA? Don't just tell them what they want to hear!
- 01/02/11 01:00 PM
What happened to the old fashion CMA?Here we go again! It's the first week of January (a.k.a. Real Estate Spring). All the homeowners that chose to keep their properties off the market during the holidays will be coming on again soon. Realtors will all be scrambling to get the listings. It's competitive & it's fun or I wouldn't do it too.One of the things that bothers me about our profession is that many agents will take listings at any price that the homeowner feels his/or her property is worth. Over-pricing these homes while having the homeowner sign a 6 month or 1 year listing … (2 comments)
monroe: Foreclosure Solutions- Marty Remo w/REMAX Benchmark Realty Group
- 12/29/10 11:45 AM
Foreclosure Solutions The current U.S. housing market and national financial crisis has caused untold stress and heartache for many American families. Foreclosure is one of the most devastating financial challenges that a family can face and one that many times can be avoided. The options available to Harriman-area residents for foreclosure are many. Following is a brief explanation of these solutions, including their benefits and drawbacks: Reinstatement A reinstatement is the simplest solution for a foreclosure, however it is often the most difficult. The homeowner simply requests the total amount owed to the mortgage company to date and pays it. This … (0 comments)
monroe: Marty Remo-RE/MAX Benchmark Realty Group-CDPE (Short Sale Specialist)
- 12/28/10 10:55 AM
Marty Remo Can Help! 845-476-8115 Chances are, you or someone you know in Orange or Rockland County is facing the possibility of foreclosure. But you need to understand that you are not alone. Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged. Through my experience handling distressed properties at RE/MAX Benchmark Realty, I've found that homeowners today have more questions than answers about their circumstances. … (0 comments)
monroe: There's a label on my food! Should there be a label on my Realtor?
- 08/06/10 01:03 AM
When you go to the grocery store all the food (under FDA Regulations) is labeled with the nutritional contents on them. Obviously, this is for our protection as a consumer. We may want to know exactly what we are about to eat before putting in our mouths. I think it's great. Maybe it not 100% disclosure, but at least (as a consumer) I have a chance to make a smart decision. When I was looking for a car online. I see that you can check the CarFax Record to find out the history of the car. Not knowing a lot about … (51 comments)
monroe: Are you looking for a Rental? They're going Fast!
- 08/02/10 09:36 AM
Click on the links for all the details!1 BedroomHighland Mills- $825/monthHighland Mills- $925/monthHillburn- $975/monthChester- $1200/month2 BedroomMiddletown- $1300/month3 BedroomHighland Mills- $1700/monthCall Marty Remo(845) 476-8115 … (0 comments)
monroe: Insult the Seller with a Low Offer!
- 07/27/10 05:38 AM
Most of the time... not a good idea. I always tell my buyers that they need to be on the bitter edge of insulting the seller when they make an offer. If the seller is insulted, they usually will counter with the full asking price. The goal is to get the homeowner to make a reasonable counter offer. There's a fine line that you need find. Here's some things to consider before making a decision on how much to offer: How long has the property been on the market? If the property just went on the market yesterday it is … (1 comments)
True Story- About 10 years ago, I was meeting new clients for the first time. They were a young couple, newly married and ready to buy. I set up an appointment to show an old tudor. The listing agency said no one will be home. We arrived at the home via an old wooden bridge. I opened the door with my lockbox key and we started to make our way thru the home. It was a really strange home similar to a castle. There … (7 comments)
***Top 10 Reasons to Consider Doing a Short Sale vs. Foreclosure*** 1) Deficiency Judgement- A deficiency judgment is an unsecured money judgment against a borrower whose mortgage foreclosure sale did not produce sufficient funds to pay the underlying promissory note, or loan, in full. The availability of a deficiency judgment depends on whether the lender has a recourse or nonrecourse loan, which is largely a matter of state law. In some jurisdictions, first mortgages are non-recourse loans, but second and subsequent ones are recourse loans. States that follow the title theory of mortgages typically allow non-judicial foreclosure procedures, which … (4 comments)
monroe: Servicers get Ranked on Short Sales!
- 06/26/10 11:53 PM
Is there progress among servicers in the short sale world? REO Insider recently reported on how Deutsche Bank ranked top mortgage servicers based on short sale timelines. Here's how the rankings shook out based on mortgage type and average time to complete short sales. We know there's progress in the industry (agent education, new processes, HAFA, etc.), and we'd love to know what you think about this: Prime:1. GMAC - 6 months2. Citigroup's servicing arm CitiMortgage - about 7.5 months3. Wells Fargo - roughly 8 months (Countrywide - now owned by Bank of America - had the slowest short sale timeline … (10 comments)
monroe: MARTY REMO EARNS PRESTIGIOUS DESIGNATION TO HELP HOMEOWNERS IN DANGER OF FORECLOSURE
- 06/17/10 03:59 AM
Marty Remo of Remax Benchmark Realty in Harriman, New York has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is ravaged by "distressed" homes in the foreclosure process. Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are … (0 comments)
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