brainerd lakes real estate: Your Loan Is Approved, No It Isn't, Yes It Is, No It Isn't
- 11/28/17 06:00 AM
Until a Buyer or the Buyer's Agent hears those beautiful positive words-"Clear to Close", the whole closing and actually owning the property is uncertain. Your approval prior to that may well mean- "You are approved to continue and see how this loan process works out for you" and "Maybe you can buy property".
Kathleen
Here's another reason buyers need a professional Realtor in Louisville and frankly anywhere;
Realtors understand the language the mortgage brokers and loan officers use when they give status updates.
It's amazing how many times the buyer can be told they are approved for the loan but then be … (3 comments)
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brainerd lakes real estate: A Continual Theme - Going to Another Place
- 12/13/13 02:10 AM
This blog has a great description of the past year of 2013 set in a music note. The highs and the lows and strong and the diminshed portions- all blending and moving together to make a memorable year.
What song title comes to mind when I reflect on my business in 2013? It had to be a song about change and strength.
Whether it's real estate or life in general, life is a constant state of movement. As Realtors, we sell movement. What better song to exemplify movement, change, strength than Mannheim Steamroller's Fresh Aire II, "Going to Another Place." It … (2 comments)
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brainerd lakes real estate: Crow Wing County Fair 2013
- 07/24/13 02:15 PM
I will soon be setting up my Keller Williams Realty Professionals booth at our Crow Wing County Fair in Minnesota.The Crow Wing County Fair will celebrate its 116th year anniversary in 2013! The fair was organized in 1897 and fairs were held in Brainerd, Pequot Lakes and Crosby before permanently locating in Brainerd in 1937. The 1897 fair was held at grounds owned by M. K. Swartz located just east of the 1900 block on East Oak Street. In 1938 the fair was held at the Brainerd Armory and beginning in 1939 at the Mill Avenue fairgrounds where it was … (2 comments)
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brainerd lakes real estate: Explore Lake Property search tool
- 06/09/12 12:38 AM
Explore Lake Property
Use this link to search for Real Estate in the Brainerd Lakes area of Minnesota. You can set up an automatic notification so when new properties that you may be interested in come on the market- you get an email.
Whether you are searching for a luxury lake home, a patio home in an association or hunting land( I have some great parcels adjoining State Land)- you can find it at Explore Lake Property.
This is a new site and will be changing in the next few months with additional content and helpful videos and calculators. If … (0 comments)
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brainerd lakes real estate: Brainerd Lakes Real Estate Update for November 2011
- 11/26/11 12:31 PM
If everyone had the ability to sell their existing home or the financial resources to make the purchases, there are many great homes on the market at exceptional prices in the Brainerd Lakes area of Minnesota. For every home that sells in the Brainerd Lakes area of Minnesota, 15 properties remain on the market. The median sales price of a home in the Brainerd Lakes area dropped 9 percent and is now at $154,425 according to the Greater Lakes Association of Realtors. The Brainerd housing market is lagging behind the Minneapolis-St. Paul-Bloomington market, which was recently ranked the top … (0 comments)
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brainerd lakes real estate: The Uncertainty in Housing
- 10/13/11 04:50 AM
Lawmakers, housing industry leaders, and policy strategists explore solutions on REALTOR® TV to our current housing market problems. Senator Johnny Isakson states that he feels the correction will take seven to ten years. Ron Phipps, National Association of Realtors President declares that the objective in the cure should "do not harm" and that in time the problem will resolve itself. No new appraisal re-financings and other creative ideas are presented. … (2 comments)
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brainerd lakes real estate: Get Pre-Qualified and then we go shopping
- 09/05/11 03:44 AM
Buying a first home in the Brainerd Lakes area of Minnesota is a huge step and definitely not an easy decision. Anyone entering into this process for the first time deserves special attention from a real estate professional that is prepared to walk them step-by-step through the process.I'm here to provide you or any first time home buyers that you know with that exact level of service.
It seems to make perfect sense that as a first time homebuyer, the first thing to do is to shop for homes. Many start by investigating the market in a desirable area and finding … (5 comments)
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brainerd lakes real estate: Lordbock earns Luxury Distressed Property Designation
- 08/05/11 03:56 PM
Kathleen Lordbock, an agent at Keller Williams Realty Brainerd Lakes, earned the Harris Real Estate University Certified Luxury Distressed Property Designation, having completed extensive training in negotiating and closing short sales for the higher end market at at time when the recession forces more luxury homes into foreclosure.
Lordbock has successfully listed and sold many Short Sales and assisted other fellow agents with their properties being sold short.
She has earned the National Association of REALTORS® Short Sale and Foreclosure Resource certification, is a Short Sale Superstar and many certifications in Short Sales and distressed property. As the owner of Brainerd … (1 comments)
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brainerd lakes real estate: Foreclosure Numbers for 2010 in the Brainerd Lakes area of Minnnesota
- 01/28/11 12:44 PM
Foreclosure numbers for 2010 in lakes area counties represent a staggering sum.
"The No.1 driver for foreclosure in the state of Minnesota is unemployment and underemployment," said Ed Nelson, marketing and communication manager with St. Paul-based Minnesota Home Ownership Center. "Until we start seeing our unemployment rate drop and stay dropped, we're going to see elevated numbers of foreclosures."
In 2010, there were 71,556 pre-foreclosure notices sent to Minnesota families.
While not all the foreclosures represent a homestead lost, since reports indicate a rise in second-home foreclosures, the majority are serving as primary homes.
In a Seminar at the Greater Lakes … (2 comments)
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brainerd lakes real estate: Interest Rates for January 15, 2011
- 01/19/11 05:12 PM
… (2 comments)
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brainerd lakes real estate: Love, Sacrifice and Bravery- Thank you!
- 08/21/10 03:52 AM
This video speaks of love, sacrifice and bravery- both for those men and women in our armed forces and those they leave behind. Everyday those serving in our armed forces risk their lives to bring peace and stability to other regions of the world and to ensure that ours is kept here in the USA. They have marketable skills, they have training and educational backgrounds- they are employable- they could pursue an easier job back home, but they sacrifice for you and for me. It costs them, it costs their families and I am so grateful that they willing go … (3 comments)
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brainerd lakes real estate: Great Truths for Small Children!
- 08/16/10 03:24 AM
GREAT TRUTHS THAT LITTLE CHILDREN HAVE LEARNED or will learn at some point:
No matter how hard you try, you can't baptize cats. When your Mom is mad at your Dad, don't let her brush your hair. If your sister hits you, don't hit her back. They always catch the second person. Never ask your 3-year old brother to hold a tomato. You can't trust dogs to watch your food. Don't sneeze when someone is cutting your hair. Never hold a Dust-Buster and a cat at the same time. You can't hide … (10 comments)
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brainerd lakes real estate: Should Everyone Own a Home?
- 07/08/10 04:32 AM
To Quote: "The US Government pushes homeownership in the form of the mortgage interest deduction, low mortgage interest rates and Fannie Mae and Freddie Mac. Most Americans want to own a home, they believe they deserve to own a home and that forces politicians to want the same." As a real estate agent it is my job to help people find and buy the home of their dreams and facilitate the sale and moving on of other dreams.
Should everyone buy a home? Does everyone make a good homeowner? If someone can not afford a home or pay for the upkeep, … (5 comments)
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brainerd lakes real estate: FORECLOSURE VS. SHORT SALE: PROS AND CONS IN A SIMPLE CHART.......
- 07/07/10 03:57 AM
There are major differences in executing a Short Sale of your property and walking away!
FORECLOSURE VS. SHORT SALE HOMEOWNER CONSEQUENCES
FORECLOSURE CONSEQUENCES FOR THE FOLLOWING SECURITY CLEARANCES= may be revoked and position may be terminated CURRENT EMPLOYMENT= may result in reassignment or termination FUTURE EMPLOYMENT= in most cases will challenge employment DEFICIENCY JUDGMENT= 100% of the bank in states where they can may pursuer a deficiency DEFICIENCY JUDGMENT (amount)= If sold at auction at a low price may result in a higher deficiency judgment FUTURE FANNIE MAE LOAN-PRIMARY RESIDENCE= 5 years to get a FM loan FUTURE … (0 comments)
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brainerd lakes real estate: The Monthly Skinny for the Twin Cities, MN
- 06/23/10 03:23 AM
Where has the Twin Cities real estate market been and where is it heading? This monthly summary provides an overview of current trends and projections for future activity. Narrated by David Arbit, audio recorded by Zach Foty and video produced by Chelsie Foty. With graphs and charts the statistics are well displayed for your viewing pleasure. The summer is off to a slow start partially due to earlier increased buying to take advantage of the tax credit.This is the skinny for the Twin Cities area of Minnesota. Other areas of the state vary greatly from the figures quoted for the Twin … (2 comments)
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brainerd lakes real estate: Susan G Komen Workshop for Miss Brainerd Lakes Contestants
- 05/06/10 03:33 AM
This week I joined the Miss Brainerd Lakes Scholarship pageant (MAO) contestants and their guests for a workshop on breast cancer. I have a strong family tie to the ugly disease and always am interested in the latest information. A young woman, Rachel, started out the workshop by telling her story. She had a double mastectomy in her 20's, so was a great motivator for these young women to start checking their breast health early on in life and to continue being proactive. Our other speakers found cancer in their 40's and both of them finally ended up with having both … (2 comments)
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brainerd lakes real estate: The Greater Lakes Market Update for February
- 03/10/10 01:18 PM
Are you wondering how things are going in the real estate market in Central Minnesota? Things are moving and buyers are coming out of hibernation.
Despite the cold weather and heavy snow in February, buyers in the Greater Lakes region were very active during the month of February. There were 99 closed sales during the month, an increase of 23.8 percent from a year ago. Home prices have shown early signs of stabilizing, but remain relatively soft. The February median sales price of $115,000 was a decrease from a year ago of 1.7 percent. Soft prices have combined with extremely low mortgage … (7 comments)
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brainerd lakes real estate: The Skinny on Minnnesota Real Estate for January 2010
- 02/15/10 10:29 AM
Wondering how things are going in the wonderful state of Minnesota as far as Real Estate is involved? Here is the skinny on what is up in our great state. If you want information on the state of Real Estate in the Brainerd Lakes area - just give me a call. I have many wonderful properties waiting for you to choose from. … (2 comments)
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brainerd lakes real estate: Let the 2010 real estate games begin!
- 01/28/10 04:51 AM
There seems to be some confusion on housing market statistics and as usual , it all depends on who is paying for the report. In my area of the Brainerd Lakes in Minnesota, the sales of homes under $150,000 is picking up. The median priced range homes have slowed and we are seeing a dip in the luxury home market. With that said - buyers are still buying lake homes on desirable lots, tearing them down and building even bigger and "better". Homes are still selling and people are still buying. It seems that more people are putting their homes … (2 comments)
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brainerd lakes real estate: Allergies or the Flu - Christmas Misery
- 12/30/09 02:25 AM
I am sneezing, coughing and congested. So are other members of my family including those who came home from Florida with me. I feel fine but am tired (probably a lack of sleep). They, however are just miserable and have additional symptoms that I thankfully am not sharing. Fever, chills, thick mucus, aches and a total lack of motivation (so they say). I think that my problems are due to allergies and they have a cold or the flu. If you are wondering about your symptoms here is a great link to About.com that will give you some help in … (12 comments)
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Until a Buyer or the Buyer's Agent hears those beautiful positive words-"Clear to Close", the whole closing and actually owning the property is uncertain. Your approval prior to that may well mean- "You are approved to continue and see how this loan process works out for you" and "Maybe you can buy property".
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